Applying for Financing - Page 53
Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
9339 Windsor Lake Boulevard
Columbia, SC 29223
Residential
What a unique property...definitely a MUST see. Lots of space and lots of ways to make it yours! Built in early 1900's with lots of privacy on this...
1608 Beaver Dam Road
Columbia, SC 29212
Quail Valley
Residential
This charming abode sits proudly on a corner lot, providing ample space and a sense of privacy. Its serene atmosphere beckons those in search of a ...
Reduced -$20,000
1210 Woodrow Street
Columbia, SC 29205
Melrose Heights
Residential
- Recently renovated with meticulous attention to detail - New construction addition seamlessly integrates with the original structure - Vast front...
Reduced -$500
1038 Field Strip Road
Columbia, SC 29229
VICTORYWOODS VILLAGE
Residential
Welcome to The Everton where the epitome of comfort and style awaits you! This creatively designed home features all main level living. The heart o...
Reduced -$5,000
1033 Field Strip Road
Columbia, SC 29229
VICTORYWOODS VILLAGE
Residential
The Everton at Victorywoods Village is a 3 bedroom and 2 full bathroom home. This floor plan offers open concept living for great space to entertai...
Reduced -$10,077
6707 Formosa Drive
Columbia, SC 29206
Trenholm Hills
Residential
Welcome to your dream home in the sought-after Forest Acres community! Step into a world of modern elegance with recent renovations. Revel in the h...
Reduced -$15,100
1100 Glendevon Circle
Columbia, SC 29229
Highlands
Residential
Welcome to 1100 Glendevon Circle. This beautiful partial brick home is located on .23 acres in the desirable Highlands Community. This home offers ...
Reduced -$5,000
5031 Holmes Avenue
Columbia, SC 29203
College Place
Residential
Welcome to your dream homea 3-bed, 1-bath all-brick haven on a spacious lot. The enduring beauty of the brick facade and the durable metal roof pro...
445 Delahays Road
Columbia, SC 29209
Bowden Village
Residential
MOVE IN READY!! Can CLOSE ASAP! The Aisle plan is two story home that features 4 bedrooms, 2.5 bathrooms. This beauty will have Stainless Steel Kit...
Increase +$3,000
400 Delahays Road
Columbia, SC 29209
Bowden Village
Residential
ON A CORNER LOT! HOUSE UNDER CONSTRUCTION ESTIMATED COMPLETION/CAN CLOSE MARCH! This beautiful NEW home is available and has 5 bedrooms 3 full bath...
Reduced -$2,500
2508 Bratton Street
Columbia, SC 29205
Residential
Welcome to your dream oasis in the heart of downtown Columbia - a luxury townhome that epitomizes the essence of modern elegance and urban sophisti...
2506 Bratton Street
Columbia, SC 29205
Residential
Welcome to your dream oasis in the heart of downtown Columbia - a luxury townhome that epitomizes the essence of modern elegance and urban sophisti...
2504 Bratton Street
Columbia, SC 29205
Residential
Welcome to your dream oasis in the heart of downtown Columbia - a luxury townhome that epitomizes the essence of modern elegance and urban sophisti...
2502 Bratton Street
Columbia, SC 29205
Residential
Welcome to your dream oasis in the heart of downtown Columbia - a luxury townhome that epitomizes the essence of modern elegance and urban sophisti...
2500 Bratton Street
Columbia, SC 29205
Residential
Welcome to your dream oasis in the heart of downtown Columbia - a luxury townhome that epitomizes the essence of modern elegance and urban sophisti...
1501 Legion Drive
Columbia, SC 29229
Palmetto Place
Residential
Welcome 1501 Legion Dr. A beautiful home in the friendly neighborhood of Palmetto Place, conveniently located in Northeast Columbia. Upon entering ...
Reduced -$5,000
6113 David Street
Columbia, SC 29203
Greenview
Residential
Beautifully Renovated ALL Brick 2 Bedroom, 1 Bath Home; New Roof w/ Architectural Shingles; Small Front Porch w/ Storm Door; Huge Back Yard, Perfec...
Reduced -$5,100
129 Ratchford Way
Columbia, SC 29229
Lake Carolina - Harborside
Residential
Welcome Home! Walk into this lovely Charleston-style home with Southern Charm at it's finest in the sought-after Harborside community in Lake Carol...
813 S Maple Street
Columbia, SC 29205
Rosewood
Residential
Price drop! A charming, recently updated home on a corner lot in the Rosewood neighborhood. Minutes from great local food, drink, recreation, and more
Reduced -$10,000
560 Teaberry Drive
Columbia, SC 29229
Hawthorne Ridge
Residential
Expansive 4 bed, 2.5 bath home is ready for a new family! Open floor plan living featuring a huge kitchen! Kitchen features granite countertops and...
Increase +$4,000
13 Heron Pond Court
Columbia, SC 29223
Fishers Wood
Residential
Welcome home to this beautiful custom built home located in prestigious Fishers Wood in Northeast Columbia. This incredible 5-bedroom 2.5 bath home...
Reduced -$900