Applying for Financing - Page 52
Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
505 Humble Drive
Columbia, SC 29223
Candlewood
Residential
Nestled in the highly desirable Candlewood neighborhood, this traditional all-brick home is located in the award-winning Richland 2 school district...
Reduced -$11,000
3908 Padgett Rd
Columbia, SC 29209
Pine Lakes
Residential
Stunning 3 Bed, 2 Bath Renovated Home in a Prime Location! Welcome to your dream home! This impeccably renovated 3-bedroom, 2-bathroom residence is...
Reduced -$100
702 Old Manor Road
Columbia, SC 29210
Briargate
Residential
GREAT INVESTMENT with tenant in place! PRICE IMPROVEMENT on Renovated 3-Bedroom, 2-Bathroom Condo on the Main Level with Impressive Amenities ALL c...
Reduced -$13,700
115 Gallivan
Columbia, SC 29229
Summit Townes
Residential
WOW! This Fully Loaded and Fully Upgraded 3bd 2bth Ranch Patio Home is located in the well-sought after area of town with close proximity to local ...
1017 Ashcroft Circle
Columbia, SC 29229
Ashcroft
Residential
Welcome to 1017 Ashcroft Circle! This home is like new and in immaculate condition. Fully loaded with refrigerator, washer, dryer and window blinds...
Reduced -$9,000
4365 Crestlite Dr.
Columbia, SC 29209
Starlite
Residential
Welcome home!! This ranch style property is move-in ready and is better than brand new. With a new roof, HVAC, and water heater, this home is desig...
Reduced -$5,000
1151 Cloister Place
Columbia, SC 29210
Lamplighter Village
Residential
This charming 2 Bedroom 2 1/2 Bath townhome is located in a convenient location. The family room and living room connect to the kitchen which makes...
721 Shadow Mist Lane
Columbia, SC 29210
Gardendale
Residential
Welcome Home to Gardendale! Spacious home with room to grow with 2224 square feet. Enjoy 4 bedrooms, & 2 1/2 bathrooms. The kitchen is updated with...
Reduced -$5,000
450 Delahays Road
Columbia, SC 29209
Bowden Village
Residential
HOUSE UNDER CONSTRUCTION ESTIMATED COMPLETION/CLOSE FEB! This beautiful NEW home is available and has 5 bedrooms 3 full bathrooms w/ a Loft and is ...
Increase +$3,000
3806 Kilbourne Road
Columbia, SC 29205
Heathwood
Residential
In the heart of Heathwood! This absolute gem of a home has been well-loved for many years. It boasts loads of traditional with a formal foyer, livi...
Reduced -$44,901
3819 Ayrshire
Columbia, SC 29203
Residential
Welcome home! This great one level 3 bed 2 bath home has been recently updated. Enjoy ample storage, a large garage and plenty of space to entertai...
Reduced -$5,099
505 Laurel Hill Lane
Columbia, SC 29201
Residential
Welcome to this Adorable bungalow located near downtown Columbia! This home offers open floor plan with 3 bedrooms and 2 full baths with 1180 SF. G...
Reduced -$12,000
116 Greengate Drive
Columbia, SC 29223-5806
Greengate
Residential
Priced to sell. This charming RENOVATED 3 bedroom, 2.5 bathroom brick Colonial style home is located in a quiet cul-de-sac in an established neighb...
Increase +$10,000
108 Autumn Glen Road
Columbia, SC 29229
Autumn Glen
Residential
Price improved, Wellcome Home! This beautifully landscaped 4bed 2.5bath home is ready for a new family. Great location in the summit close to Sandh...
206 Watkin Way
Columbia, SC 29223
Travers Park
Residential
The Bartow! This three bedroom, two and one-half bathroom home has an open concept layout. Luxury vinyl plank flooring runs throughout the common a...
Reduced -$10,034
267 Legend Oaks Drive
Columbia, SC 29229
Legend Oaks
Residential
Welcome to your new home! This two-story charmer boasts 3 bedrooms, 2.5 bathrooms, and is just waiting for your personal touch. As you step onto th...
Reduced -$5,000
101 Long Ridge Drive
Columbia, SC 29229
The Summit - Pine Brook
Residential
Welcome home to this stunning property featuring a cozy fireplace, creating a warm and inviting atmosphere. The natural color palette throughout br...
Reduced -$1,000
1009 Duke Avenue
Columbia, SC 29203
Seminary Ridge
Residential
Welcome to your cheerful, warm and cozy home in the quiet, established neighborhood of Seminary Ridge! Just one block from North Main Street, Hyatt...
Increase +$5,500
2227 Leesburg Road
Columbia, SC 29209
Twin Lakes Hills
Residential
Back on Market - No seller fault - Buyer financing fell through. Welcome to your dream home in Columbia, SC! This lovely ""MOVE IN READY"" all-bric...
Reduced -$15,000
1208 Bush River Road
Columbia, SC 29210
Lexington Green
Residential
Move in Ready. Top floor (3rd) Centrally located 2 bedroom 1 bath condo. Convenient to I-26, I-20, Harbison shopping - dining and downtown Columbia...
Reduced -$5,000
332 Summit Hills Circle
Columbia, SC 29229
Summit Hills-amaryllis Woods
Residential
This all brick home is The Crandall floorplan. The main level features a formal dining room, great room with fireplace, all with Hardwood Floors, k...