Applying for Financing
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
821 Winsham
Columbia, SC 29229
Lake Carolina - Woodleigh Park
Residential
MLS# 492117 / Active
This immaculate 4BRM 2.5 Bath home is located in Columbia's award winning “Community of the Yearâ€, Lake Carolina! Experience a resort lifestyle...
620 N Donar
Columbia, SC 29229
Woodland Green
Residential
MLS# 492115 / Active
Wonderful location close to schools, shopping and I-20. Four bedroom home with laminate wood floors through out. Formal living and dining rooms. L...
838 Gardendale
Columbia, SC 29210
Gardendale
Residential
MLS# 492114 / Active
True five bedroom home with two masters, one up and one down. Formal living and dining room, eat in kitchen, family/living room with masonry firepl...
453 Lakemont
Columbia, SC 29229
The Summit - Barony Place
Residential
MLS# 492111 / Active
Don't miss out on this beautiful home ON THE WATER in The Lakes at Barony Place! Columbia Floorplan-- This 4 bedroom, 3.5 bath floor plan is sure t...
129 Stratton
Columbia, SC 29210
Stratton Place
Residential
MLS# 492109 / Active
Beautiful Cape Cod home on cul-de-sac with upgrades throughout. New paint, New Carpet downstairs. All new Kitchen with granite and Ikea Cabinets, N...
510 Belle Claire
Columbia, SC 29203-5517
Keenan Terrace
Residential
MLS# 492107 / Active
LOCATION! Adorable! This charmer is it! Located in downtown Columbia close to the Vista, USC, dining/shopping, and interstates! Quiet street with e...
2210 Holt
Columbia, SC 29205
Rosewood
Residential
MLS# 492106 / Active
Fantastic Rosewood 3 bedroom, 2 bath home. Location is 1.5 miles to stadium and 1.5 miles to USC campus. New renovations include: new architectur...
105 Beth Hope
Columbia, SC 29210
Bush Gardens
Residential
MLS# 492098 / Active
GORGEOUS TWO STORY HOME IN DESIRABLE BUSH GARDENS NEIGHBORHOOD, ZONED FOR AWARD WINNING LEX/RICHLAND 5 SCHOOLS! This 4 bedroom/2.5 bath home is ful...
209 Windsorcrest
Columbia, SC 29229
Brittany Park
Residential
MLS# 492094 / Active
This beautiful 3 bedrooms 2 bathrooms home in Brittany Park Sub-Division is conveniently located close to Sandhills (3 miles), Ft. Jackson (15 mile...
2125 Woodmere
Columbia, SC 29204-4341
Forest Acres
Residential
MLS# 492075 / Active
Forest Acres area all brick home! One level 3 Bedroom, 2 Bath home with hardwoods throughout. Master Bedroom has private bathroom with walk-in show...
558 Westmoreland Road
Columbia, SC 29229
Brookhaven
Residential
MLS# 492074 / Active
Enjoy this open floor plan in a quiet neighborhood. This home sits at the back of the Brookhaven subdivision and offers extra parking spaces across...
7 Deer Harbour
Columbia, SC 29229
Lake Carolina - Willow Pointe
Residential
MLS# 492070 / Active
RECENTLY UPDATED TO HIGHEST STANDARDS. Exceptional. Stunning. Quality Built Custom home on 129 feet of Lake Carolina waterfront surrounded by over ...
1532 Legrand
Columbia, SC 29223
Residential
MLS# 492050 / Active
Discounted list price! Excellent bank owned opportunity in Northeast Columbia. Property features two separate attached carports, two Kitchens with ...
307 Summit Townes
Columbia, SC 29229
Summit Townes
Residential
MLS# 492047 / Active
This adorable patio home concept is completely move in ready with a neutral decor of 'untouched' brand new carpet and paint throughout, high ceilin...
305 Berry Ridge
Columbia, SC 29229
Winslow
Residential
MLS# 492044 / Active
305 Berry Ridge Cir, Columbia, SC is a single family home that contains 1,668 sq ft and was built in 1997. It contains 4 bedrooms and 3 bathrooms. ...
306 Markham Rise
Columbia, SC 29229
Wellington
Residential
MLS# 492042 / Active
Beautiful ALL BRICK home under $200,000 in an established Northeast Columbia neighborhood nestled in a quiet cul-de-sac. Awarding-winning school d...
108 Sweetoak
Columbia, SC 29223
Sweetwater At Smallwood
Residential
MLS# 492040 / Active
Check out this newly renovated home in Northeast Columbia! Right in the middle of it all! This beauty boasts 5 bedrooms and 2 1/2 baths. Completely...
131 Meadowlake
Columbia, SC 29203
Meadowlake
Residential
MLS# 492033 / Active
Come check out this renovated 3 bedroom 2 bathroom brick house. Stainless steel appliance with hardwood throughout the house. 2 car garage with ope...
400 Willow Winds
Columbia, SC 29210-4460
Willow Winds
Residential
MLS# 492029 / Active
Very well Maintained & Move-In ready patio home with 2 bedrooms and 2 full baths. Willow Winds is a great community with no thru-streets, that is ...
50 Nob Hill
Columbia, SC 29210
Woodland Hills
Residential
MLS# 492027 / Active
NEW ROOF SHINGLES and Sunroom Flooring. Large All Brick Split Level Home offers Large Formal Living & Dining Room on Main Level with Hardwood Floor...
Reduced -$100,000
231 Regatta
Columbia, SC 29212
Regatta Shores
Residential
MLS# 492020 / Active
GREAT Close in Lake Murray Home. Super convenient location with water views and frontage on Lake Murray. Home has access for boating but is not doc...