Applying for Financing
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
183 Carlyle
Columbia, SC 29206-3149
Laureate
Residential
MLS# 503299 / Active
Come check out this charming townhome in the heart of Forest Acres. Located minutes from shopping, restaurants and some of the Midlands best school...
1208 Bush River
Columbia, SC 29210-7520
Lexington Green
Residential
MLS# 503296 / Active
Stunning Columbia Metro Apartment just hit the market in Columbia!! This beautiful apartment features 2 bedrooms 2 bathrooms and 1,200 sq ft of liv...
103 Tortoise
Columbia, SC 29229
Turtle Creek
Residential
MLS# 503293 / Active
Stunning Turnkey 3 bd/2 ba All Brick home w/2 car garage in NE Columbia! Convenient to Sandhills shopping center & I-20 in desirable Turtle Creek n...
7700 Sunview
Columbia, SC 29209
Sunview Lake
Residential
MLS# 503289 / Active
Beautiful one story home on Sunview Lake with private dock. This beautiful home sits on 2 acres with two man made ponds in front yard, beautiful ...
202 Spring Valley
Columbia, SC 29223
Spring Valley
Residential
MLS# 503287 / Active
Wow!! Beautiful Colonial in Spring Valley. Spacious level corner lot with nicely done landscaping and endless possibilities. Traditional yet flex...
1105 Glendevon
Columbia, SC 29229
The Highlands
Residential
MLS# 503283 / Active
As you pull up the curb appeal is striking on this partial brick home in desirable Highlands neighborhood. This home is situated on a nice large lo...
2820 Saint Ives
Columbia, SC 29223-2159
Briarwood
Residential
MLS# 503282 / Active
All BRICK one story living with spacious fenced back yard. Large 2 car garage. Living Room, dining room, great room with fireplace, spacious 3 be...
312 Killian Green
Columbia, SC 29229
Killian Green
Residential
MLS# 503280 / Active
Immaculate Home in Established Killian Green Subdivision! Home has Front Porch, New Architectural Roof, Brand New HVAC System, 2 Car Garage, Open C...
265 Kenmore Park
Columbia, SC 29223
The Homestead
Residential
MLS# 503271 / Active
Welcome home! This beautiful pre-inspected 3 bedroom, 2.5 bath home will not disappoint. It has an awesome floor plan with the master bedroom down,...
5 Woodshaw
Columbia, SC 29212
Shadowfield
Residential
MLS# 503270 / Active
Absolutely Beautiful inside and out! Enjoy the Open Floor Plan and relax in the Private and Peaceful back yard. Cathedral Ceilings in all Living ar...
847 Killian Station
Columbia, SC 29229
Killian Station
Residential
MLS# 503264 / Active
Adorable, open concept, 3 bedroom, 2 bathroom home with no stairs in this single level house! Beautifully landscaped and maintained. Eat-In kitch...
601 S Beltline
Columbia, SC 29203
Residential
MLS# 503262 / Active
A rare opportunity on Beltline, come take a look. Lovingly maintained, this spacious ranch style home is perfect for a starter family or a great in...
6 Darlington Oak
Columbia, SC 29229
Lake Carolina - The Oaks
Residential
MLS# 503257 / Active
5 bedroom home with a pool! If you're looking for a home with plenty of space your search is over. Hardwood floors downstairs. The lower level offe...
10 Twig
Columbia, SC 29229-8025
Killian Green
Residential
MLS# 503256 / Active
Corner Lot. large expanded deck
129 Kerryton
Columbia, SC 29223
Spring Valley
Residential
MLS# 503253 / Active
Situated on nearly an ACRE lot, this BRICK home offers PRIVACY and a natural retreat in your own backyard! Featuring an inviting FRONT PORCH, there...
320 S Beltline
Columbia, SC 29205
Residential
MLS# 503247 / Active
If you have been searching for a quaint 2 bedroom, 1 bathroom condominium, this is the property for you. In such a fantastic location, you can be a...
4600 Fort Jackson
Columbia, SC 29205
Hampton Hills
Residential
MLS# 503246 / Active
If you have been searching for a charming apartment, this is the investment property for you. In such a fantastic location, you can be anywhere in ...
219 Hillridge
Columbia, SC 29229-8997
Hillridge
Residential
MLS# 503242 / Active
This beautiful brick home in NE Columbia has it all! Conveniently located by the Village of Sandhills and I-20, welcome to the affluent Hillridge s...
5203 Spring Branch
Columbia, SC 29206-1122
Forest Acres
Residential
MLS# 503239 / Active
Masterfully updated 4 bed 2.5 bath single family home zoned for Satchel Ford, Crayton, and A.C. Flora High School. Located in the heart for Forest ...
3137 Downes Grove
Columbia, SC 29209
Berkeley Forest
Residential
MLS# 503235 / Active
You don't want to miss this beautiful home built in 2006 situated in an established neighborhood in Southeast Columbia. This lovely home has 3 bed...
104 Summit Square
Columbia, SC 29229
Woodhaven
Residential
MLS# 503234 / Active
Must see -THIS WILL NOT LAST! It is absolutely adorable! Ready for new homeowner. DESIRABLE END UNIT provides tons of light and privacy. Builtin bo...