Applying for Financing
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
170 Cogburn
Columbia, SC 29229-8070
Brookhaven
Residential
MLS# 454799 / Active
Like New: Must see...Brookhaven... Great location in NE Columbia close to I-77, I-20, and Sandhills Mall. Excellent school system. All new carpet, ...
2417 Truax
Columbia, SC 29204-2222
Druid Hills
Residential
MLS# 454790 / Active
Charming brick home was completely renovated in 2009 and in move-in condition. Beautiful hardwoods throughout. The eat-in-kitchen opens to the den....
361 Summit Hills
Columbia, SC 29229
Summit Hills-amaryllis Woods
Residential
MLS# 454786 / Active
Welcome Home! This all brick 3 bedroom/2 bathroom home is perfectly situated in the heart of Northeast Columbia and zoned for award winning Richlan...
124 Forrister
Columbia, SC 29223
Greensprings
Residential
MLS# 454784 / Active
One level home with Spacious great room and stone fire place. Kitchen has plenty of cabinet space, granite counter tops and stainless steel applian...
3535 Overcreek
Columbia, SC 29206
Forest Lake
Residential
MLS# 454777 / Active
On the Lake! Mid-century Modern. From Eastshore to Overcreek, go over the bridge and home is on the left. 5 bdrm, 3 1/2 bath with 2-car garage. 2 b...
1005 Creekside #805
Columbia, SC 29210
Village Creek
Residential
MLS# 454768 / Active
TERRIFIC INVESTMENT PROPERTY. OPEN FLOOR PLAN. SCREENED BACK PORCH. FRONT PORCH OFF MASTER BEDROOM.
2419 Paxton
Columbia, SC 29204-2732
Rochelle Heights
Residential
MLS# 454765 / Active
Calling all handymen and investors! Excellent opportunity to prove your skills. 3 bedroom, 2 bath brick bungalow on quiet street. Fenced with stora...
201 Silvermill
Columbia, SC 29210
Whitehall
Residential
MLS# 454759 / Active
Stylish Charleston inspired design! Cozy setting on a Cul-de-Sac lot in popular Whitehall neighborhood! True hardwood floors in the Foyer, Living...
337 Hunters Blind
Columbia, SC 29212
Quail Valley
Residential
MLS# 454751 / Active
FANTASTIC HOME in Quail Valley--on the Lake! This all-brick home includes a beautiful eat-in kitchen with an island, bay window and walk-in pantry...
1 Gardenwood
Columbia, SC 29209
Reflections
Residential
MLS# 454749 / Active
Open, airy, contemporary style low-maintenance home in a wonderful gated community. Private courtyard and storage room at front of home. Bright, op...
32 Polo Ridge
Columbia, SC 29223
Polo Ridge
Residential
MLS# 454748 / Active
Perfect Location and Move-In Ready! This brick home located in desirable Polo Ridge offers high ceilings, hardwoods in the foyer, living room, kitc...
6141 Lakeshore
Columbia, SC 29206
Forest Lake Estates
Residential
MLS# 454744 / Active
Classic mid century modern home on a gorgeous 1.15 acre lake front lot. Lovingly restored and renovated approximately 10 years ago, kitchen baths,...
620 Dulaney Bend
Columbia, SC 29229
Lake Carolina - Berkeley Hall
Residential
MLS# 454730 / Active
INCREDIBLE, STUNNING TURNKEY HOME! MOVE RIGHT IN! You won’t find a better house with these features for this price in Lake Carolina! Best outdoor l...
1462 Florawood
Columbia, SC 29204
Forest Acres
Residential
MLS# 454714 / Active
This 5 bedroom home sits on a 1 acre lot and is zoned for terrific Richland 1 schools - Satchel Ford Elementary, Crayton Middle, and A.C. Flora Hig...
4120 Sandwood
Columbia, SC 29206
Rockbridge
Residential
MLS# 454713 / Active
Looking for a gorgeous all-brick estate in Forest Acres? Then come see 4120 Sandwood Drive! Located on a large lot close to shopping and dining at ...
107 Top Forest #151
Columbia, SC 29209
Hampton Forest
Residential
MLS# 454712 / Active
The captivating Maybank plan offers an open concept that leads into a beautiful kitchen with granite counter tops, an island, an upgraded stainless...
629 S Brick
Columbia, SC 29229
Rainsborough
Residential
MLS# 454711 / Active
Lovely 3 bedroom home on a beautiful landscaped lot with privacy fenced back yard. Located in popular Rainsborough subdivision close to shopping, ...
3615 Northshore
Columbia, SC 29206
Forest Acres
Residential
MLS# 454709 / Active
Bring your paint! Bring your hammer! This stately two-story home is ready for your upgrade and priced right. You will have plenty of room in over 3...
309 Bentwood #54
Columbia, SC 29229
Woodlake
Residential
MLS# 454707 / Active
The Wilshire plan features 4BR/3.5BA with office and an upstairs loft. 9ft ceiling package downstairs. Master suite on main floor with separate tub...
20 Summit
Columbia, SC 29204
Summit Place
Residential
MLS# 454702 / Active
Great Forest Acres Area Freshly Painted Townhouse just moments from downtown Columbia. This wonderful property is just bursting with potential for...
13 Red Thorn
Columbia, SC 29229
Winslow
Residential
MLS# 454697 / Active
Come see this charming bi-level home in the Winslow neighborhood of Northeast Columbia! Situated on a cul-de-sac lot within close proximity to shop...