Applying for Financing
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
9631 South Chelsea
Columbia, SC 29223
Windsor Estates
Residential
MLS# 430852 / Active
3bdr/2BA Home Located In The Northeast Area Of Town. Very Spacious Bedrooms And Living Area. There's A Nice Patio Built On The Back Of The Home Wit...
107 Southport
Columbia, SC 29229
Carriage Oaks
Residential
MLS# 430851 / Active
Nice 3bdr, 2BA Home Located In The Ne Area. This Home Is A One Story W/ A Two Car Garage. Eat-in Kitchen, Spacious Bedrooms, Master Has Private Ba...
118 Spring Valley
Columbia, SC 29223
Spring Valley
Residential
MLS# 430850 / Active
Beautiful Four Bedroom Home Situated In Prestigious Spring Valley Subdivision -- Home Of The Well- Acclaimed Spring Valley Country Club. Property S...
428 Telfair
Columbia, SC 29212
Sheffield
Residential
MLS# 430832 / Active
Lovely All Brick House In Desirable Sheffield Neighborhood. Beautifully Renovated Eat-in Kitchen With Granite Counter-tops And Stainless Appliances...
752 Albion
Columbia, SC 29205
Heathwood
Residential
MLS# 430829 / Active
Raised Cottage With Elegant Charlestonian Entrance Located In One Of The Most Desirable In-town Neighborhoods-- Heathwood. How Rare Is It To Find A...
204 Elders Pond
Columbia, SC 29229
Elders Pond
Residential
MLS# 430824 / Active
Nice Looking Patio Home Minutes From Shopping, Schools And Downtown. Property Has New Paint, Carpet, Etc. Spacious Master Bedroom With A Private Ba...
11 Long Glen
Columbia, SC 29229
Autumn Glen
Residential
MLS# 430823 / Active
Spacious 4 Bedroom 2 1/2 Half Bath Located In Autumn Glen Subdivision. Rear Yard Is Large And Fairly Level With A Patio. There Is A Front Room, Liv...
130 Nottingham
Columbia, SC 29210
Whitehall
Residential
MLS# 430820 / Active
Location Location Location!!! This Home Is Nestled In A Quite Neighborhood, Yet Just Minutes From I26, I20, And All The Attractions Downtown Colum...
889 Gardendale
Columbia, SC 29210
Gardendale
Residential
MLS# 430819 / Active
Corner Lot, Home Features 3 Bedroom, 2 Bath, Formal Living & Dining, Den With Fireplace. Carport, Fenced Back Yard.
15 Brookmist #19
Columbia, SC 29229
The Summit - Hunters Pond
Residential
MLS# 430817 / Active
All Brick Ranch Style Beauty. This Home Features A Formal Dining Room, Great Room With Fireplace, Master Bedroom With Private Bath, Separate Shower...
2700 School House
Columbia, SC 29204-2149
Magnolia Realty
Residential
MLS# 430816 / Active
Take Me Home! Potential Galore! 3 Bedroom 2 Bathroom Home Located Near Downtown Columbia And Benedict College. This Is An Incredible Deal!!! Great ...
1925 Lake Carolina
Columbia, SC 29229
Lake Carolina - Centennial
Residential
MLS# 430815 / Active
Incredible Home In Centennial Just Around Corner From The Pool. New Paint And New Carpet. Two Masters, One Up And One Down. Huge Kitchen, 2-car ...
112 Vermillion
Columbia, SC 29209-3343
Willow Tree
Residential
MLS# 430813 / Active
Fabulous, Well Maintained Home! Open Floor Plan, Kitchen With Pantry And Granite Counter Tops, Gas Hookup For Fireplace In Great Room. Spacious Bon...
106 Birch Hollow
Columbia, SC 29229
Southwood
Residential
MLS# 430809 / Active
Great One Story Ranch Home At The End Of A Quiet Culdesac. Fully Fenced In Back Yard. Laminate Flooring Throughout. Spacious Kitchen Which Flows...
7602 Hunt Club #D 102
Columbia, SC 29223
Creekside At Huntington
Residential
MLS# 430806 / Active
This Townhome Features 2 Bedrooms, 2.5 Baths, Spacious Den, Galley Kitchen, Dining Room, Plus A Sunroom With Fireplace. Property Is Owned By The Us...
1718 Madison #3
Columbia, SC 29204
The Madison
Residential
MLS# 430800 / Active
Beautiful Unit In Heart Of Forest Acres! The Madison! Approximately 1800 Sf W/ Smooth Ceilings, Hrdwood Fllors, Elegant Lr & Dr, Large Sunroom W/ ...
381 Sterling Cove
Columbia, SC 29229
Villages At Lakeshore
Residential
MLS# 430795 / Active
Beautifully Kept Home, Like New! Some Main Features Include Hardwood Floors In The Living Areas Downstairs, Hardwood Stairwell & Stainless Steel A...
4006 Rockbridge
Columbia, SC 29206
Forest Lake
Residential
MLS# 430794 / Active
Great Family Home 3890 Sq Ft 5 Bedrooms 3 Full Baths. Eat-in Kitchen Has Pleanty Of Counter And Cabinet Space. It Opens Into A Spacious Family Room...
414 Twin Eagles
Columbia, SC 29203
Twin Eagles
Residential
MLS# 430793 / Active
Great Investors Property Or Great Starter Home For First Time Home Buyers Or For Downsizing. Home Is Less Than Area Rentals Per Month. Low Maintena...
22 Bedford
Columbia, SC 29209
East Pines
Residential
MLS# 430791 / Active
A Cul-de-sac Beauty With So Much To Offer. Beautiful Hardwood And Designer Tile Floors. The Great Room Has Wood Panel Walls And A Cozy Wood Burning...
3 Sparkleberry Springs
Columbia, SC 29229
Woodlake
Residential
MLS# 430790 / Active
Beautiful Custom Built All Brick Home With 3 Bedrooms And 2.5 Baths In This Lovely Woodlake Neighborhood Located On A Cul-de Sac. Hardwood Floors T...