Applying for Financing
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
 |
|||
 |
|||
Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
2914 Columbia
Columbia, SC 29201-0000
Earlewood
Residential
MLS# 450888 / Active
This is an absolutely stunning renovation with attention to every detail. It's even better in person than in the beautiful listing photos. Some of ...
1802 Cherry Laurel #2
Columbia, SC 29204
Forest Acres
Residential
MLS# 450885 / Active
Cute brick Ranch in Satchel Ford school District. MOVE-IN Ready. Quiet well established neighborhood. Great home for first time buyer who wants to ...
305 N Hampton
Columbia, SC 29209
Hamptons Grant
Residential
MLS# 450883 / Active
This lovely home is located in a cul-de-sac in one of the SE"s most desirable neighborhoods. Close to Fort Jackson, Shaw and shopping, schools! A...
1721 Drexel Lake
Columbia, SC 29223
Drexel Lake Hills
Residential
MLS# 450875 / Active
Come see this all brick 3br home with 2 newly remodeled full baths! Conveniently located near the intersection of I-77 and I-20, this home boasts H...
71 Downing
Columbia, SC 29209
Lake Katherine
Residential
MLS# 450874 / Active
This completely renovated Lake Katherine home includes 1925 square feet, 4 bedrooms, 2.5 bathrooms, and much much more! You'll love relaxing in the...
607 Brickingham #250
Columbia, SC 29229
Winchester
Residential
MLS# 450873 / Active
This home was built brand new in 2003. Great family home located in prestigious Northeast community, located moments from Sandhills, post office, ...
3011 Pine Belt
Columbia, SC 29204
Forest Acres
Residential
MLS# 450868 / Active
Wonderful brick home in move-in condition! Updated kitchen and renovated baths, freshly painted and hardwood floors throughout are in great conditi...
4820 Trenholm
Columbia, SC 29206
Forest Acres
Residential
MLS# 450864 / Active
IDEAL LOCATION IN THE HEART OF FORECT ACRES! READY TO MOVE INTO OR UPDATE TO YOUR TASTE. CORNER LOT WITH GARAGE. CLASSIC RANCH WITH THE CORRECT PE...
1212 Daly
Columbia, SC 29205
Melrose Heights
Residential
405 Harbison #326
Columbia, SC 29212
Timberlake
Residential
MLS# 450856 / Active
Welcome home to Waterfront Living. Rare find in Timberlake, Best of both floorings, with Stylish laminate and new carpet upstairs, accented by new ...
417 Calabash
Columbia, SC 29223
Allans Mill
Residential
MLS# 450855 / Active
6 BEDROOMS, 3.5 BATHS in Northeast Columbia's community of Allans Mill. Only 5 minutes from Ft. Jackson and within 5 minutes of I77/I20. This hom...
117 Bostwick
Columbia, SC 29229
Woodlake
Residential
MLS# 450848 / Active
Custom built home with walk-out basement, screen porch, deck, Hot tub (2016). New architectural shingles and siding (2014). New HVAC units 2012, 20...
1118 Hamilton Place
Columbia, SC 29229
Hamilton Place
Residential
MLS# 450847 / Active
Move in Ready 1.5 story home featuring an OPEN and SPLIT floor plan with LAMINATE floors and 2 car garage. Spacious great room with VAULTED ceiling...
413 Annondale
Columbia, SC 29212
Avalon
Residential
MLS# 450843 / Active
Immaculate home inside and out! Beautiful pool, deck and landscaping with a privacy fence in the backyard. 9ft + ceilings in the Great Room, formal...
608 March
Columbia, SC 29229
Brookhaven
Residential
MLS# 450840 / Active
This MOVE IN READY lovely 4 bedroom 2.5 bathroom 2 story home features a large living room with vaulted ceilings and lots of natural sunlight that...
313 Valley Heights
Columbia, SC 29223
Rabons Farm
Residential
MLS# 450832 / Active
Move-in ready home located in cul-de-sac of Rabon Farms community. Beautiful 4 bedroom 2.5 bathroom home. Kitchen as beautiful back-splash,grani...
7828 Folly
Columbia, SC 29209-3059
Charlestowne
Residential
MLS# 450830 / Active
What a great home! This one has it all. Located in a cul de sac, the large front porch overlooks a nice quiet street. Kids will have plenty of room...
1 Dana
Columbia, SC 29229
Southwood
Residential
MLS# 450816 / Active
House features Walk-in Closets in all Bedrooms, Huge kitchen w/island, new fridge / dishwasher / range, Gas logs fireplace. Situated on large fenc...
6801 Crossfield Rd
Columbia, SC 29206
Forest Green
Residential
564 Anson
Columbia, SC 29229
Lake Carolina-berkeley Manor
Residential
MLS# 450810 / Active
Stately brick home with incredible floor plan. Master Suite on main with trey ceilings, extra large bathroom with dual sinks, walk in shower, walk...
410 Abbeydale
Columbia, SC 29229
Lake Carolina-sandy Glen
Residential
MLS# 450809 / Active
Great OPEN floor plan with PLENTY OF ROOM! If you're looking for a low maintenance resort living lifestyle, look no further! Located in a quiet cul...