Applying for Financing
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
209 Beaver Dam
Columbia, SC 29223
Wildewood
Residential
MLS# 497916 / Active
DON'T MISS OUT ON THIS ONE! SPACIOUS HOME WITH UPDATES TO INCLUDE GRANITE COUNTERS, STAINLESS STEEL APPLIANCES,GRANITE TOP ISLAND, TILE FLOORING, N...
3725 John Francis
Columbia, SC 29204
Forest Acres
Residential
MLS# 497910 / Active
Charming freshly painted Cottage on an .50 Acre. Move-in ready with Remodeled bath and kitchen/Stainless appliances, new cabinets, tile floors). LR...
2842 Stratford
Columbia, SC 29204
Forest Hills
Residential
2 Dana
Columbia, SC 29229
Southwood
Residential
MLS# 497895 / Active
Come see this quaint 3 bedroom, 2 bathroom, 1300 square feet home that's been extremely well kept. Situated on a corner lot and featuring new solar...
320 Austre Drive
Columbia, SC 29229-7537
Lake Carolina - Woodcrest
Residential
MLS# 497890 / Active
MOVE IN READY! Located in family friendly Lake Carolina within the top rated Richland 2 schools. Woodcrest is within walking distance to the eleme...
1436 Franklin
Columbia, SC 29201-1954
Cottontown
Residential
MLS# 497888 / Active
Welcome to 1436 Franklin Street! Situated on a large lot just seconds from cafes and restaurants in Cottontown, North Main, and The BullStreet Dist...
5955 Hampton Leas
Columbia, SC 29209
Hampton Leas
Residential
MLS# 497885 / Active
GREAT ALL-BRICK HOME ON BEAUTIFUL OVER-SIZED LOT IN HIGHLY DESIRED HAMTON LEAS NEIGHBORHOOD. HARDWOOD FLOORS THROUGHOUT MAIN FLOOR. UPDATED KITCHEN...
36 Wildeoak
Columbia, SC 29223
Belleclave
Residential
MLS# 497882 / Active
Stunning custom designed home located on over a half acre lot sitting on a beautiful cul-de-sac. Inviting open floor plan provides soaring ceilings...
5516 Lakeshore
Columbia, SC 29206-4997
Lakeshore
Residential
MLS# 497881 / Active
Beautiful well maintained condo in the heart of Forest Acres. Spacious rooms, updated kitchen and great views of beautiful landscaping. Convenien...
719 Poinsettia
Columbia, SC 29205
Poinsettia Place
Residential
MLS# 497879 / Active
2 story townhouse in Heathwood. Downstairs features hardwood floors, dining room, living room, kitchen, powder room, and wet bar. Upstairs featur...
315 Kellwood Way
Columbia, SC 29229
Lake Carolina - Laurel Chase
Residential
MLS# 497877 / Active
Beautiful Single Family Home in Berkley Subdivision in Lake Carolina. This 4 Bedroom 2.5 Bath is move-in ready with brand new paint and brand new ...
321 Cambout
Columbia, SC 29210
Carnaby Square
Residential
MLS# 497876 / Active
GREAT INVESTMENT PROPERTY! Beautifully renovated 2nd floor condo is ready for move in! Renovations include: new flooring, new countertops, light fi...
13 Cottonplace
Columbia, SC 29201
Whaley Row
Residential
MLS# 497874 / Active
Live the Life of Convenience.....convenient to Columbia's Universities, USC Stadium, The Vista, 5-Points, Downtown, interstate 26 and 77, and a swi...
209 Newstead Rise
Columbia, SC 29229
Wellington
Residential
MLS# 497872 / Active
Come see this home in the well-established Wellington neighborhood. This all brick home, priced well under $200,000 has an open concept floor plan ...
1324 Pulaski
Columbia, SC 29201
Renaissance Plaza
Residential
MLS# 497867 / Active
Gorgeous 2 Bedroom / 2 Bath condo in the heart of the Vista area which is one of the most sought after areas of Columbia. One of the few condos in...
1 Gingerleaf
Columbia, SC 29229
Sassafras Springs
Residential
MLS# 497866 / Active
3 Bedroom, 2 and one half bath home on corner lot with large back yard in the established Northeast Columbia community of Sassafras Springs. Open f...
448 Deerwood
Columbia, SC 29205
Deerwood Knoll
Residential
MLS# 497858 / Active
Deerwood Knoll in Rosewood! Conveniently located within minutes from downtown, USC and Midlands Tech, this 2 bedroom/2 bath unit is low maintenance...
2317 Hertford
Columbia, SC 29210
Kingswood
Residential
MLS# 497857 / Active
Totally remodeled 3 bed 2 bath home with a pool - 2317 Hertford features granite countertops in the kitchen, tile floors & granite countertops in ...
3104 Wheat
Columbia, SC 29205-2622
Shandon
Residential
MLS# 497853 / Active
This classic Shandon, two story traditional home oozes with charm! Enjoy evenings on the lovely wrap around porch, deck, or privacy fenced landscap...
3 Trafalgar
Columbia, SC 29209
Hampton Leas
Residential
MLS# 497850 / Active
Beautifully renovated all brick home in desirable Hampton Leas! This home boasts an updated kitchen with tile backsplash stainless steel appliances...
671 Ross
Columbia, SC 29223
Savannah Oaks
Residential
MLS# 497846 / Active
The Easley Floor Plan-4 Bedrooms 2.5 bath on 1.4 Acres. Open floor plan with beautiful features! You will love the large master bedroom & closet, d...