Applying for Financing
Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
5909 Woodvine Road
Columbia, SC 29206
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321 Sheridan Drive
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3715 Oakleaf Road
Columbia, SC 29206
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Residential
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3501 Lyles Street
Columbia, SC 29201
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Residential
Originally a 1931 elementary school, this historic gem has been transformed into 11 stylish townhomes through a $2 million historical renovation. E...
3501 Lyles Street
Columbia, SC 29201
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Welcome to The Homes at McCantsa captivating blend of history and modernity. Originally an elementary school constructed in 1931, this architectura...
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3700 Riviera Road
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4 Dunnock Court
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4000 Winter Park Drive
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125 Old Stone Road
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221 Catalpa Lane
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109 St Andrews Place Drive
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