Applying for Financing
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
1512 Beaver Dam Road
Columbia, SC 29212
Quail Valley
Residential
MLS# 509311 / Active
Stunning Williamsburg style home filled with timeless elegance! Located on a large corner lot, this 4BR/2.5 bath is in the highly desirable Quail V...
3712 Woodbury Drive
Columbia, SC 29209
Pine Lakes
Residential
MLS# 509310 / Active
Plenty of room left in this deal for a fix and flip scenario. Home does need TLC. Seller is motivated. All brick one story home 3 bedrooms and 1 ba...
7113 Hazel Streets
Columbia, SC 29223
Alta Vista
Residential
MLS# 509308 / Active
THIS HOME IS PERFECT FOR A FAMILY LOOKING FOR LOTS OF COMFORTABLE INTERIOR AND EXTERIOR SPACE OR SOMEONE WHO INTERTAINS A LOT OR WHO HAS LOTS OF GU...
3150 Lucius Road
Columbia, SC 29201
Residential
MLS# 509300 / Active
****Corporate owned. This property will be leased in 14 days from listing date if a contract is not received prior.**** Updates include granite top...
3510 Palmetto Avenue
Columbia, SC 29203
Eau Claire
Residential
MLS# 509295 / Active
Traditional 1940s bungalow in the Hyatt Park area. Well kept home with hardwood floors and an additional space for an office. Large lot with a gara...
113 W Casterton Drive
Columbia, SC 29229
Landon Place
Residential
MLS# 509294 / Active
Turn-Key Treat! This awesome five bed room, three bath room home in Northeast Columbia is move-in Ready. Front yard is well maintained and leads y...
3400 Rawlinson Road
Columbia, SC 29209
Oxford Commons
Residential
MLS# 509291 / Active
This lovely home is a must see with upgrades and finishes inside! Master bedroom with en suite on the main floor. Large bedrooms with big closets a...
5 Lake Front Court
Columbia, SC 29212
Regatta Point
Residential
MLS# 509279 / Active
Magnificent even by Lake Murray standards. This stunning beauty shows proud ownership. Discover the difference that makes this 5 bd/6 bath a mast...
3969 Live Oak St
Columbia, SC 29205
Rosewood
Residential
MLS# 509276 / Active
Home sits on a corner lot with mature landscaping and large palm tree in the front yard. Remodeled in the early 2000's but some cosmetic updating n...
3431 Park Street
Columbia, SC 29201
Laurel Hill
Residential
MLS# 509272 / Active
Charleston Style Move-in ready in Laurel Hill. Great floor plan: three bedrooms, all suites with private baths, all hardwoods in living areas, tile...
365 Denman Loop
Columbia, SC 29229
Lake Carolina - Centennial Lakes
Residential
MLS# 509271 / Active
Like New in Award winning Lake Carolina! This beautiful 4 bedroom home is located on a private loop, but less then 5 minutes from shopping, and acc...
108 Great North Court
Columbia, SC 29223-5165
Spring Valley West
Residential
MLS# 509270 / Active
FULLY RENOVATED IN NE COLUMBIA! This beautiful MASTER DOWN 3 bedroom 2.5 bath home in NE Columbia sits on a HUGE corner lot...in a cul-de-sac! This...
1024 Centennial Drive
Columbia, SC 29229
Lake Carolina - Elliot Lake
Residential
MLS# 509267 / Active
Stunning Winchester 2 floor plan! This split ranch plan is an unbelievable home you have to see for yourself. Featuring soaring ceilings, breath...
3820 Ardincaple Drive
Columbia, SC 29203-5448
Willowbrook
Residential
MLS# 509248 / Active
This beautiful three bed two bath house is set in a natural setting just a few minutes’ drive from downtown Columbia and USC. It features a creek r...
12 Lord Nelson Court
Columbia, SC 29209
Hampton Leas
Residential
MLS# 509247 / Active
This is the Hampton Leas beauty you've been waiting for! Traditional 2 story Williamsburg style home is situated on a cul-de-sac in a popular area ...
280 Summer Park Road
Columbia, SC 29223
Summer Valley
Residential
MLS# 509236 / Active
Wonderful open floor plan with fireplace, fenced private yard and spacious owner's suite. Home is located in a cul-de-sac and offers great privacy...
3924 Bright Avenue
Columbia, SC 29205
Rosewood
Residential
MLS# 509232 / Active
Be the First to see this Charming Bungalow in Rosewood totally Renovated… A Nice Screened in Front Porch, 3 Bedroom, 2 full Baths, lots of Hardwo...
2907 Rawlinson Road
Columbia, SC 29209
Residential
MLS# 509225 / Active
Fall in Love with this Beautiful Custom Built Colonial style home that stands alone as a showcase property & offers 2 master suites! Entering from ...
4224 Wentworth Drive
Columbia, SC 29203
Hyatt Park
Residential
732 Woodland Hills West
Columbia, SC 29210
Woodland Hills
Residential
MLS# 509218 / Active
This all brick, ranch style home is located in Woodland Hills subdivision and is conveniently located to I-20 and I-26. This home offers a large k...
1112 Cambridge Oaks Drive
Columbia, SC 29223
Cambridge Oaks
Residential
MLS# 509211 / Active
A beautiful retreat right in your backyard! This one story home greets you with a charming wrap around front porch. The living room boast vaulted c...