Applying for Financing
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
 |
|||
 |
|||
Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
3044 Beechaven Road
Columbia, SC 29204-2702
Bradley Terrace
Residential
MLS# 528930 / Active
Located in Forest Acres and Downtown Columbia. 3 bedrooms, 1.5 baths. Previous owner converted hall closet to walk-in shower. Original hardwood flo...
3912 Hearn Drive
Columbia, SC 29223
Trenholm Acres
Residential
MLS# 528929 / Active
INVESTORS SPECIAL! Located in Trenholm Acres, this house is being sold strictly ""AS IS"" and PRICED to SELL. Large backyard perfect for grilling...
34 Bronston Court
Columbia, SC 29229
Brookhaven
Residential
MLS# 528928 / Active
6 bedroom 3.5 bath; located in a cul-de-sac. freshly painted with new carpet; Owners suite on the main level, separate shower, garden tub with doub...
150 Old Hampton Lane
Columbia, SC 29209
Hamptons Grant
Residential
MLS# 528922 / Active
THIS IS A MUST-SEE IN HIGHLY SOUGHT-AFTER HAMPTON'S GRANT! ALL BRICK ON CORNER LOT WITH SIDE ENTRANCE GARAGE. GREAT CURB APPEAL! INSIDE YOU WILL...
1 Lake Mist Court
Columbia, SC 29229
Lake Carolina - Mariners Cove
Residential
MLS# 528920 / Active
This Columbia one-story home offers a patio, granite countertops, and a two-car garage.
400 Indigo Ridge Drive
Columbia, SC 29229
Indigo Springs
Residential
MLS# 528919 / Active
This Columbia two-story home offers a two-car garage.
621 Battlewood Drive
Columbia, SC 29229
Pinnacle Point
Residential
MLS# 528917 / Active
Built in 2019, this Columbia two-story home offers granite countertops, and a two-car garage.
1433 Burley Court
Columbia, SC 29204
Rochelle Heights
Residential
MLS# 528914 / Active
Come and see this beautiful fully renovated 3 br, 1 bath for sale in a quiet cul de sac in Rochelle Heights. Seller just had extensive work done un...
6530 Davidson Street
Columbia, SC 29209-1734
Carriage Place
Residential
MLS# 528912 / Active
Calling ALL Investors! This Complex is a Well Kept Secret. Excellent Price, Location, & Award Winning Schools. This 2nd Floor Unit has been Rented ...
22 N Crossing Court
Columbia, SC 29229
North Crossing
Residential
MLS# 528898 / Active
LOCATED IN THE HEART OF EVERYTHING! SUPER WELL KEPT HOME IN DESIRED LOCATION OF NORTH CROSSING SUBDIVISION. HOME LOCATED IN A CUL-DE-SAC. NEW ROO...
5516 Lakeshore Drive
Columbia, SC 29206-4997
Lakeshore
Residential
MLS# 528895 / Active
This 2BR/2BA condo is the perfect investment property. Spacious living area with glass doors leading to an exterior patio. The kitchen has butcher ...
6530 Davidson Street
Columbia, SC 29209
Carriage Place
Residential
MLS# 528894 / Active
This Property is a Well Kept Secret. Excellent Price, Location, and Award Winning Schools. Do not Delay on Seeing this 3br/2ba UPDATED Second Floor...
5 Veterans Pointe Lane
Columbia, SC 29209
Veterans Point
Residential
MLS# 528884 / Active
Move-in ready townhouse is ready for you. This spacious 3 bedrooms and 2.5 bathrooms charming home has so many great features, including a BRAND NE...
807 Greenlawn Drive
Columbia, SC 29029-0000
Pinewood Park
Residential
MLS# 528883 / Active
Come see this beautiful 3 bedroom 2 bathroom home just minutes away from stores and restaurants. Convenient to I-77 and downtown. This home has a ...
101 Candleberry Circle
Columbia, SC 29201
Laurel Hill
Residential
MLS# 528880 / Active
Located in the heart of downtown Columbia in the Earlwood community, this house is centrally located. This newly renovated 3 bedroom, 2 bathroom ho...
116 Whitwood Circle
Columbia, SC 29212
Harbison
Residential
MLS# 528872 / Active
CONTEMPORARY HOME IN THE HEART OF HARBISON. Update galore with hardwood floors, beautiful countertops, both bathrooms have been updated with attent...
6604 Dorchester Street
Columbia, SC 29203
Denny Terrace
Residential
MLS# 528871 / Active
Cute, all-brick, ranch-style home conveniently located near I-20! Situated on a large, 3/4 acre lot, this 3-bedroom, 1.5-bath home is a great fixer...
851 Burnside Drive
Columbia, SC 29209
The Pines
Residential
MLS# 528870 / Active
Curb Appeal at it's BEST!!! Welcome Home to This Beautifully Landscaped Front Yard that's One Level Home with Tile Floor Entry into Family Room wit...
105 Avery Lane
Columbia, SC 29212
Challedon West
Residential
MLS# 528869 / Active
Tenant in place until December 31,2021.
213 Hardwood Drive
Columbia, SC 29229
Killian Green
Residential
MLS# 528863 / Active
Minutes from I-77, convenient to shopping and dining. Large Living Room and dining room, Lovely master bedroom with walk-in-closet. Two lovely bed...
63 Garner Springs Court
Columbia, SC 29209
Pennington Place
Residential
MLS# 528861 / Active
Great townhome in the desirable neighborhood of Pennington Place. Open floor plan for living room, dining area, and kitchen. Great room with gas fi...