Applying for Financing
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
6947 Nursery
Columbia, SC 29212
Residential
MLS# 458501 / Active
Ceramic tile floors in living room and dining room. Parquet flooring in all 3 bedrooms. Vaulted ceiling in living room area. Close in location.
2709 Cypress
Columbia, SC 29205
Shandon Square
Residential
MLS# 458497 / Active
A well maintained 3 story home with relaxing front porch, 2 car garage, metal fenced courtyard located in Shandon Square w/in walking distance of t...
2345 Rolling Hills Road
Columbia, SC 29210
Kingswood
Residential
MLS# 458495 / Active
This 3 Bedroom 2 Bath all brick home has a ton of potential. This home is nestled in a mature neighborhood close to all interstates. Great for a 1s...
2805 Burney
Columbia, SC 29205
Shandon
Residential
MLS# 458493 / Active
The Shandon Classic we all love! A move in charmer with refinished hardwood floors, all new lighting, brand new stainless appliances, new back spl...
12 Fallstaff
Columbia, SC 29229
Falls Mill
Residential
HUGE 5 BD 3 Full BA home with 5 BD on MAIN FLOOR located in a Cul De Sac. This floor plan offers an open kitchen that sprawls into the family room ...
332 Fox Squirrel
Columbia, SC 29209
Chandler Hall
Residential
Move in ready 4br 2.5 bath home. Living Room and Dining Room. Hardwood floors on main level. Open kitchen with breakfast nook. Master with private...
1004 Village Creek
Columbia, SC 29210
Village Creek
Residential
MLS# 458472 / Active
Looking for low maintenance, low key living? This condo offers maximum privacy and convenience with its location and HOA services. Enjoy the benefi...
1225 Pinemont Drive
Columbia, SC 29206
Lake Katherine
Residential
MLS# 458470 / Active
A artist owned this and created a beautiful Mediterranean style home. Very unique property with 3rd bedroom potential. Great flowing floor plan. Ma...
7723 Loch
Columbia, SC 29223
Windsor Lake
Residential
MLS# 458468 / Active
Freshly renovated all brick home located on the water in Windsor Lake! Renovations include new paint, appliances, fixtures, HVAC, refinished hardwo...
108 West Hampton
Columbia, SC 29229
Winchester
Residential
MLS# 458467 / Active
There is No Other home like this Show Stopper!!! This home has been customized to include newer high end kitchen cabinets with a high end grade gra...
1021 Hamilton Place
Columbia, SC 29229
Hamilton Place
Residential
MLS# 458458 / Active
Beautifully maintained 3 bed 2 bath with a FROG located conveniently in the Summit. Oversized master bed with vaulted ceilings, walk in closet and...
161 Horseshoe
Columbia, SC 29223
Residential
MLS# 458452 / Active
Property located in the NE area of Columbia! Nice Brick home with 2 Bedrooms and 1 Bath. Living Room with Fireplace and Built-In Book Cases. Great ...
304 Great North
Columbia, SC 29223
Spring Valley West
Residential
MLS# 458450 / Active
All brick 5 bedroom 3 full bath home with updates. Updates include a new hot water heater, a new 16 Seer HVAC system, professionally cleaned duct w...
4210 Sandwood
Columbia, SC 29206
Sandwood
Residential
MLS# 458446 / Active
Beautifully remodeled home is desirable Forest Acres Sandwood subdivision! Grand open floor plan with more space than you can imagine! From the ea...
333 Chelmsford
Columbia, SC 29229
Lake Carolina - Canterbury Park
Residential
MLS# 458444 / Active
*A Must See*. this elegant 2 story brick home nestled in highly sought after Lake Carolina Canterbury Neighborhood. Has all the charm for a move ...
229 Tudor
Columbia, SC 29210
Whitehall
Residential
MLS# 458440 / Active
New Pumpkin Spice Listing!!!! Curved stairway with pumpkins greet you, then Gleaming Hardwoods welcome you to this wonderful home. Spacious Formal ...
512 Tyler
Columbia, SC 29205
Rosewood
Residential
MLS# 458436 / Active
Adorable, quaint, charming remodeled vinyl home located in the Rosewood area. Tankless water heater; deck and patio; large backyard; hardwood floor...
1824 Lake Carolina
Columbia, SC 29229
Lake Carolina - Centennial
Residential
MLS# 458430 / Active
ALL Brick home located in beautiful Lake Carolina. All of first floor has cherry hardwoods and kitchen overlooks the formal dining area and living ...
105 Donau
Columbia, SC 29229
The Summit - Chapelwood
Residential
MLS# 458425 / Active
You will be Pleasantly Surprised by the Amount of Space this Home has to offer! Open Living Room with Laminate Flooring that continues into the Di...
9527 Farrow
Columbia, SC 29229-0000
Residential
MLS# 458421 / Active
Beautifully renovated home located in the heart of the Northeast just 3 minutes away from the new Killian Road development. This property has a fen...
215 Castle Ridge
Columbia, SC 29229
Carriage Oaks
Residential
MLS# 458420 / Active
Spacious Two-Story 4BDR, 2.5BA home located in the NE area of town. This home has a large family room w/a gas fireplace, nice size bedrooms and a l...