Applying for Financing
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
1065 Matchingham Drive
Columbia, SC 29223
Travers Park
Residential
MLS# 515467 / Active
Mungo Homes will review all offers at the close of business 5 days after this home is listed on MLS. We will review offers on 4/25/2021. That main...
1071 Matchingham Drive
Columbia, SC 29223
Travers Park
Residential
MLS# 515466 / Active
Mungo Homes will review all offers at the close of business 5 days after this home is listed on MLS. We will review offers on 4/25/2021. This beau...
16 Guilford Green Court
Columbia, SC 29212
Heritage Village
Residential
MLS# 515464 / Active
Beautiful Patio home with 2 large bedrooms and 2 full baths. This one level home offers so much and the mortgage truly is less per month than renti...
401 Turkey Point Circle
Columbia, SC 29223
Wildewood
Residential
MLS# 515462 / Active
Immaculate home, move in ready condition, located in prestigious WildeWood. This all brick home is on a quiet secluded cul de sac of Turkey Point. ...
7707 Crestbrook Road
Columbia, SC 29223-5605
Springwood Lakes
Residential
MLS# 515459 / Active
This well-built brick home is located in the established Springwood Lake neighborhood and is move in ready. As you enter the property you will noti...
5 Samson Circle
Columbia, SC 29203
Greenview
Residential
MLS# 515456 / Active
Great investment opportunity. New roof in installed in 2021!
8 Woodwind Court
Columbia, SC 29209
Reflections
Residential
MLS# 515454 / Active
This well-maintained, recently updated condo in private gated community of Reflections in Southeast Columbia has all the charm for a move in ready ...
6 Crossbow Place
Columbia, SC 29212
Crossbow Townhomes
Residential
MLS# 515452 / Active
Have you been searching for a well maintained 3 bedroom, 2 and a half bath townhouse in a great location? Look no further! This spacious townhouse ...
230 Northwood Street
Columbia, SC 29201
Canal Place
Residential
MLS# 515450 / Active
Canal Place is a neighborhood situated in Historic Earlewood, but has the amenities and building features of a new community. This low maintenance,...
13 Sweet Branch Court
Columbia, SC 29212
Harbison
Residential
MLS# 515448 / Active
Great home and located close to shopping, dining out and just about everything you might need. You have a community rec center with an indoor pool,...
2112 Cedarbrook Court
Columbia, SC 29212
Murraywood
Residential
MLS# 515445 / Active
Beautiful mountain style home 15 minutes from downtown. Sitting on 1.2 acres in a established neighborhood w/ walking trails, and optional HOA comm...
1101 Barton Street
Columbia, SC 29203-4209
Eau Claire
Residential
MLS# 515440 / Active
Charming close to downtown and Columbia College. All brick 1945 Bungalow with hardwood floors, 2019 Roof and many updates already done. House can b...
222 Eascott Place
Columbia, SC 29229
Lake Carolina - Harborside
Residential
MLS# 515439 / Active
BEAUTIFUL TOWNHOME LOCATED IN THE HEART OF LAKE CAROLINA, ADJACENT TO SHOPPING, DINING AND A LOVELY PARK! This 3 bedroom/2.5 bath end unit home is ...
1108 S Beltline Boulevard
Columbia, SC 29205-4910
Rosewood
Residential
MLS# 515437 / Active
Over 2,000sqft of living space on a spacious lot at this S Beltline property with tons of potential to make it your own. This home features hardwoo...
1320 Brennen Road
Columbia, SC 29206
Brennen Place
Residential
MLS# 515432 / Active
Immaculately maintained all brick townhome in Lake Katherine! Built in 2015, this end unit offers modern features, an open floor plan, and high c...
320 Lakeside Avenue
Columbia, SC 29203
Monticello Terrace
Residential
MLS# 515431 / Active
Make this cozy fully renovated 2 bedrooms and 1 bathroom yours. The home sits on a large fenced corner lot. It has completely new wiring and plumbi...
25 Misty Morning Drive
Columbia, SC 29229-9200
The Summit - Pine Brook
Residential
MLS# 515418 / Active
Very nice home with an nice front porch for your rocking chairs. Unique floor plan with 2 staircases. Formal dining room and beautiful hardwood flo...
128 Promentory Road
Columbia, SC 29209
Woodhill Crest
Residential
MLS# 515415 / Active
You simply cannot miss this incredible Woodhill Crest estate! Situated on a large lot, just moments from shopping and dining on Devine Street, UofS...
110 Courtyard Homes Drive
Columbia, SC 29209
Courtyard Homes
Residential
MLS# 515405 / Active
Cozy 3 bedroom townhome in great location near I-77, USC Med School, VA Hospital, and Fort Jackson. Huge master bedroom, 1 car garage and small fen...
2500 Wilmot Avenue
Columbia, SC 29205-2355
Shandon
Residential
MLS# 515399 / Active
There’s tons to love about this classic 1930’s Shandon bungalow (totally renovated in 2017) on the corner of Wilmot and Queen Streets. The home boa...
400 Autumn Glen Road
Columbia, SC 29229
Sterling Hills
Residential
MLS# 515389 / Active
Welcome Home to your beautiful 4 bedrooms, 2.5 Bath, fully fenced & large corner lot home in NE Columbia, with easy access to interstates, shopping...