Applying for Financing
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
2919 Earlewood Drive
Columbia, SC 29201
Earlewood
Residential
MLS# 553399 / Active
Charming bungalow located in Earlewood, across from Earlewood park! This beautiful home has all the historic touches you're looking for. Fresh pain...
1309 Woodlawn Avenue
Columbia, SC 29209
Brandon Acres
Residential
MLS# 553397 / Active
Investor/Handyman special! Uniquely styled one level ranch home has vaulted wood paneled ceilings and hardwood floors throughout. Private back ya...
2514 Treeside Drive
Columbia, SC 29204
Residential
MLS# 553395 / Active
Solid 4-side brick home awaiting new owner! Three well sized bedrooms, hardwood floors, and a beautiful, wooded lot! Central location is an extra b...
3705 Lochmore Drive
Columbia, SC 29209
Pine Lakes
Residential
MLS# 553387 / Active
Building Type: Residential Acreage: .032 Acres County: Richland County GREAT condition. UPDATES/INFO: Roof is 7 years old HVAC system is wor...
176 Top Forest
Columbia, SC 29209
Hampton Forest
Residential
MLS# 553373 / Active
Well-kept home in the Hampton Forest community just off Garners Ferry Rd. with 3BR/2.5BA and a great open floor plan. This two-story home provides ...
306 Spartan Drive
Columbia, SC 29212
Hallmark
Residential
MLS# 553370 / Active
Lovely, rare find 3 bedroom/2 bath brick home in a wonderful location, zoned for award winning school district. Close to Lake Murray, Open concept ...
6905 Cleaton Road
Columbia, SC 29206
Point Arcadia
Residential
4801 Misty Vale
Columbia, SC 29210
Bonnie Forest
Residential
MLS# 553360 / Active
You don't want to miss this newly renovated 4 bedroom, 2 1/2 bathroom home in Bonnie Forest, ready for its next owner. Freshly painted interior wit...
1824 Rolling Hills
Columbia, SC 29210
Kingswood
Residential
MLS# 553359 / Active
All brick home located off Broad River Rd. in Columbia seeks new owner. This home features three bedrooms and two full bathrooms with a fenced in b...
627 Fountain Lake
Columbia, SC 29209
East Lake
Residential
MLS# 553355 / Active
Beautiful home with great curb appeal! This 4 bed room/ 2.5 bath home features a freshly painted interior, new flooring through out making it feel ...
233 Braewick Road
Columbia, SC 29212
Braewick
Residential
MLS# 553353 / Active
Three bedroom two bath home located in the Braewick community.
6018 McMillan Circle
Columbia, SC 29212
Residential
MLS# 553349 / Active
Don't miss out on this adorable home, in the perfect location! Situated right behind Irmo High school and a hop, ship and jump to Harbison makes th...
60 Heritage Village
Columbia, SC 29212-3510
The Hamptons
Residential
MLS# 553348 / Active
Renovated adorable 2 bedroom/2 bathroom cottage is perfect for all buyers and move in ready! including a fridge!!! Investors, first time home buyer...
426 Legend Oaks
Columbia, SC 29229-7189
Legend Oaks
Residential
MLS# 553344 / Active
Great opportunity to purchase in this wonderful community. This home has 3br and 2.5ba, a wonderful large front porch for sitting. One of the large...
140 Jersey Lane
Columbia, SC 29209
Burnside Farms
Residential
MLS# 553341 / Active
Welcome to your new home! Built in 2017, this 3 bed/2 bath home is almost like new! Located in the beautiful Burnside Farms subdivision, this home ...
219 Hill Ridge
Columbia, SC 29229-8997
Hillridge
Residential
MLS# 553339 / Active
Beautiful brick home located in NE Columbia. This home is in close proximity to the Village of Sandhills, Shopping centers, and I-20. This home hou...
1230 Greenville Circle
Columbia, SC 29210
Huffman Heights
Residential
MLS# 553338 / Active
Welcome home to this Charming Ranch style home with a beautiful yard! Features include lots of natural daylight, wood & tile flooring, smooth ceil...
6515 Winyah Dr
Columbia, SC 29203
Denny Terrace
Residential
MLS# 553334 / Active
Investors alert, please check this 4 bed, 1 bath with lots of potentials. sold strictly as is
804 Asbury Drive
Columbia, SC 29209
Pinewood Park
Residential
MLS# 553327 / Active
This all brick 1 story home sits on a level lot with mature trees with no HOA. The home features a formal living room with hardwood floors, as wel...
1512 Craven Street
Columbia, SC 29203
College Place
Residential
MLS# 553326 / Active
Great investment property. New 30 year architectural shingle roof. Updated vinyl siding and windows. Large, screened front porch. Very modern f...
232 Waterford Dr
Columbia, SC 29203-2062
Dunston Hills
Residential
MLS# 553324 / Active
Investor alert! An opportunity for all investor. Check out this 3 bedrooms 1 bath with lots of potentials. Sold strictly as is.