Applying for Financing
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
220 Squire Road
Columbia, SC 29223
Brickyard Village
Residential
MLS# 522952 / Active
Beautiful Cape Cod style home with open high ceilings on large lot in NE! Vaulted ceilings, granite countertops, with updates. Storage building in...
910 Eastmont Drive
Columbia, SC 29209
Eastmont Annex
Residential
MLS# 522948 / Active
This classic brick ranch has been owned by one family since being built and has lots of love for the perfect homeowners! Not only is there a formal...
642 Stickley Road
Columbia, SC 29229
Spring Park
Residential
MLS# 522947 / Active
Welcome to your new home! This beautiful home is full of features you must see in person! This meticulously maintained home was built in 2016. The...
1301 Woodrow St
Columbia, SC 29205
Melrose Heights
Residential
MLS# 522938 / Active
Are you looking for a fixer upper? This is the one for you! This 2 bedroom 2 bath bungalow style home is located in the highly desired Melrose Heig...
21 Eason Court
Columbia, SC 29209
Eastfair
Residential
MLS# 522937 / Active
MOVE IN READY! Convenient to Fort Jackson, downtown and shopping and dining amenities. Recent paint, flooring, fixtures, appliances and more! Featu...
6709 Kaminer Drive
Columbia, SC 29206-1363
Kaminer Station
Residential
MLS# 522935 / Active
Just off North Trenholm is a small high-end neighborhood of well-maintained brick homes. Obviously, the neighborhood grew up around the historic co...
1110 Eastmont Drive
Columbia, SC 29209-5115
Eastmont Annex
Residential
MLS# 522924 / Active
Ranch style home on that has been well-loved for many years by the same owners! This traditional home provides 3BR/2BA two living areas, a great su...
281 Danby Court
Columbia, SC 29212
Coldstream
Residential
MLS# 522917 / Active
Cute Cape Cod in a cul de sac!! HVAC ( Trane ) a year old. Beautiful brick flooring in the kitchen and laundry room. Large beautiful kitchen with...
279 Hillsborough Road
Columbia, SC 29212
Arborchase
Residential
MLS# 522908 / Active
Great neighborhood in award winning school district. Convenient to Harbison Blvd, shopping, restaurants, and great access to interstate. Home is sp...
736 Cottontail Court
Columbia, SC 29229
Heather Green
Residential
MLS# 522906 / Active
Beautiful Brick-Front, two story home with large size bedrooms located in Northeast Columbia. Well maintained with Formal Living and Formal Dining...
1218 Butler Street
Columbia, SC 29205-1349
Melrose Heights
Residential
MLS# 522905 / Active
Desirable Melrose Heights bungalow being sold as is! Investor or fixer upper dream! Three bedrooms, 1 bath. Fireplace works! Attic fan works! A...
2504 Monroe Street
Columbia, SC 29205
Shandon
Residential
MLS# 522904 / Active
Perfect shandon bungalo that has updated bathrooms and the master bathroom is superior in size and extras,added on ot the home as part of a master ...
1008 Woodrow Street
Columbia, SC 29205
Shandon Square
Residential
MLS# 522894 / Active
Charleston-style newer construction in Olde Shandon. Features hardwood floors, high smooth ceilings, and moldings. Double front porches and Hardipl...
2535 Burney Drive
Columbia, SC 29205-3116
Shandon
Residential
MLS# 522892 / Active
This corner lot in Shandon provides a spacious front and back yard and boasts a 3BR/2BA home. Traditional living and dining spaces are at the front...
2004 Robin Road
Columbia, SC 29204
Winsor Hills
Residential
MLS# 522889 / Active
Charming brick bungalo in the heart of Columbia. Great opportunities with this 3 bedroom 1.5 bath property with a fully fenced in yard
3122 Gadsden Street
Columbia, SC 29201
Earlewood
Residential
MLS# 522879 / Active
A classic brick bungalow on a corner lot with detached garage located a mere 2 blocks from Marshall Park, 8 blocks to Earlewood Park, and walking d...
405 Harbison
Columbia, SC 29212
Timberlake
Residential
MLS# 522878 / Active
This great condo has a living room, kitchen, 1/2 bathroom, and laundry on the main floor that features updated laminate flooring. The condo has a ...
234 Legend Oaks Drive
Columbia, SC 29229-7142
Legend Oaks
Residential
MLS# 522877 / Active
Welcome home to this cozy 3bdr/2ba ranch home nestled in NE Columbia. The large great room features a vaulted ceiling and leads to the kitchen with...
608 Summit Square
Columbia, SC 29229-7158
Woodhaven
Residential
MLS# 522873 / Active
A wonderful 2 story 3 bedroom 3 bathroom with 2 bedrooms on main .Kitchen and breakfast area is adjacent to Livingroom. Upstairs has bath and room ...
1520 Main Street
Columbia, SC 29201
Capitol Places
Residential
MLS# 522871 / Active
Looking for Downtown living? Capital Places is now offering a two-bedroom, two bath condo right in the heart of Columbia! Open floor plan, high cei...
924 Brickingham Way
Columbia, SC 29229
Commons At Winchester
Residential
MLS# 522868 / Active
NEW AND IMPROVED! UNDER NEW MANAGEMENT!Impeccable home and shows beautifully located in the wonderful Winchester Community with amenities such as t...