Applying for Financing
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
212 Haddington
Columbia, SC 29229
Winchester
Residential
MLS# 461147 / Active
Come preview this 5 bedroom home located in the heart of the Northeast. This home is less than ten minutes from Sandhills shopping center and ten m...
13 Old South
Columbia, SC 29209
Trotwood
Residential
MLS# 461146 / Active
Home Sweet Home! This Custom-Built Country Traditional style home is situated on a lovely corner lot in the desirable neighborhood of Trotwood, res...
498 Fox Trot
Columbia, SC 29229
Fox Run
Residential
MLS# 461145 / Active
Large 5 bedroom 3.5 bath home in N.E. Columbia. Cul-de-sac location. Eat in kitchen, formal dining room and living room. Family room with fireplace...
3121 Duncan
Columbia, SC 29205
Shandon
Residential
MLS# 461143 / Active
This updated 2 bedroom bungalow with a cottage guest house, is in the heart of the much sought after tree-lined streets of the Shandon area of Colu...
3630 Ranch
Columbia, SC 29206-5226
Wellesley Place
Residential
MLS# 461142 / Active
Great investment property for someone looking in well established condo community. Main level, Family Room, Eating Area, Kitchen, Two Bedroom and T...
3201 Cornwall
Columbia, SC 29204
Druid Hills
Residential
MLS# 461138 / Active
Move in ready! Well kept home on quiet street in Forest Acres. Inviting front porch. This home has refinished hardwoods, new roof in 2017. Spaciou...
105 Wood Duck
Columbia, SC 29223
Wildewood
Residential
MLS# 461130 / Active
This Elegant Brick colonial Home has stunning views of its fabulous Landscape yard with a large modern gunite Pool and is located on the 8th hole o...
713 Harbor Vista
Columbia, SC 29229
Lake Carolina-berkeley Manor
Residential
MLS# 461128 / Active
Exceptional home, ideal for entertaining. Premium quality finishes added during ownership. Soaring ceilings throughout, arches, coffered, tray, c...
4020 Bright
Columbia, SC 29205
Rosewood
Residential
MLS# 461127 / Active
Adorable two-bedroom, one bath traditional style home located in the trendy Rosewood area near Whole Foods, Thai Basil Restaurant and Woodhill Shop...
2322 Omega
Columbia, SC 29223
Woodfield Park
Residential
Reduced -$97,402,500
9 Finn
Columbia, SC 29223
Spring Valley West
Residential
MLS# 461119 / Active
Priced to sell! Beautiful 3 bedroom 2 bath home located in Spring Valley West Sub-Division. This one level home is in mint condition and it has bee...
700 Harbor Vista
Columbia, SC 29229
Lake Carolina-berkeley Manor
Residential
MLS# 461112 / Active
Great floor plan, all brick home featuring three bedrooms, with the master on one side and the other two on the other side of the house, two baths,...
1927 Melissa
Columbia, SC 29210-7739
Elm Abode
Residential
MLS# 461099 / Active
PERFECT PEACEFUL LIVING BRICK HOME WITH 3 BED/2 BATH WITH 1,959 SQ.FT PRICED RIGHT AT $129,000. THIS CUTE HOME COMES COMPLETE WITH NEW FINISHED PAI...
1211 Metze
Columbia, SC 29210-0726
The Quarters
Residential
MLS# 461098 / Active
This well maintained two bedroom two bath condo offers a nice open floor plan. The kitchen overlooks the dining room, living room and breakfast bar...
1223 Princeton
Columbia, SC 29205
Melrose Heights
Residential
MLS# 461080 / Active
This delightful Craftsman style home invites comfort and simple elegance. With generous living spaces and a fabulous eat-in kitchen, you'll enjoy a...
4000 Lamar
Columbia, SC 29203-5742
Park Place
Residential
MLS# 461078 / Active
Completely renovated all brick 2 bed/1 bath home with gorgeous refinished hardwood floors, fresh paint, new roof and READY TO MOVE IN! Garage is on...
3419 Earlewood
Columbia, SC 29201
Earlewood
Residential
MLS# 461077 / Active
Brick bungalow with lots of potential located in sought after Earlewood and close to USC, Earlewood Park (1 block) & Marshall Park, the Vista, Fire...
6430 Bridgewood
Columbia, SC 29206
Forest Lake Estates
Residential
MLS# 461070 / Active
Meticulously maintained Forest Acres beauty on a large, private lot...just waiting on it's new family. Come and see this gem and all it's amazing ...
324 Goldstone
Columbia, SC 29212
Coldstream
Residential
MLS# 461068 / Active
Are you looking for your breath to be taken away? If so, this is your new home! You must see this breath taking, one of a kind, contemporary open...
3231 Gadsden
Columbia, SC 29201
Earlewood
Residential
MLS# 461067 / Active
Stunning remodeled custom Craftsman 3 bedroom, 3.5 bath home. Amenities you won’t find elsewhere in this price range! Step through the front door t...
101 Mill Creek
Columbia, SC 29209
Mill Creek Estates
Residential
MLS# 461064 / Active
This home is move-in ready and recently updated. The updates include but not limited to new countertops, new flooring, fresh paint, new garage doo...