Applying for Financing
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
172 Traditions
Columbia, SC 29229
Traditions
Residential
MLS# 478268 / Active
Take a look at this beautiful move-in ready 5 bedroom 3.5 bath home located on a spacious lot in the quiet cul-de-sac of Thomaston. You will find t...
123 Clairborne
Columbia, SC 29229
Summit Townes
Residential
MLS# 478263 / Active
Cute 2 bedroom 2 bath in Summit Townes! This freshly painted and newly carpeted unit offers the best in low maintenance living and is perfect for f...
2007 Creekside
Columbia, SC 29210
Village Creek
Residential
MLS# 478262 / Active
Well maintained 3 bedroom, 3 full bathroom condo in Village Creek. Vaulted ceiling in living room and downstairs master suite. 2nd master suite ups...
8 Long Glen
Columbia, SC 29229
Autumn Glen
Residential
MLS# 478261 / Active
This home is a true gem in Autumn Glen. Brand new flooring throughout, fresh paint, new stainless steel appliances, new back-splash and much more....
355 Fox Trot
Columbia, SC 29229
Fox Run
Residential
MLS# 478260 / Active
Nice 4 bedroom, 2 1/2 bath with Living Room-Dining Room Combo, Greatroom, Large Master with 2 closets, private bath with double vanity, 2 car gar...
3800 Bloomwood
Columbia, SC 29205
BLOOMWOOD
Residential
MLS# 478248 / Active
Well maintained home, great price range, convenient location, private backyard, useful walkout basement.
58 Forest Trail
Columbia, SC 29212
Harbison
Residential
213 Kersey
Columbia, SC 29212
Challedon
Residential
MLS# 478245 / Active
Newly remodeled home in the quaint neighborhood of Challedon. This beautifully renovated 3 bedroom home with 1 and a half bathroom home will give y...
2161 Wilkinson
Columbia, SC 29229
Brookhaven
Residential
MLS# 478243 / Active
Great house, roomy, large living room on main level with formal dining room. Spacious kitchen. Keeping room or family room adjoins kitchen. 4 br's ...
373 Spring Meadow
Columbia, SC 29223
Spring Meadow
Residential
MLS# 478234 / Active
The Charleston- BRAND NEW Floor Plan - Fantastic new home located in Columbia's newest neighborhood. This two-story floor plan offers a spacious gr...
355 Spring Meadow
Columbia, SC 29223
Spring Meadow
Residential
MLS# 478233 / Active
The Daniel ~ Entertain family and friends in the downstairs living space. The living room is open to the kitchen and dining area, and friends and ...
371 Spring Meadow
Columbia, SC 29223
Spring Meadow
Residential
MLS# 478232 / Active
The Daniel ~ Entertain family and friends in the downstairs living space. The living room is open to the kitchen and dining area, and friends and ...
230 Eascott
Columbia, SC 29223
Lake Carolina - Harborside
Residential
MLS# 478223 / Active
Town home living at it’s finest. Facing the green in Harbor side Village in the heart of Lake Carolina. Harbor side Village is well known for its...
226 Eascott
Columbia, SC 29223
Lake Carolina - Harborside
Residential
MLS# 478222 / Active
Town home living at it’s finest. Facing the green in Harbor side Village in the heart of Lake Carolina. Harbor side Village is well known for its...
200 Clay Ridge
Columbia, SC 29223
Dove Park
Residential
MLS# 478218 / Active
Highly Desirable Dove Park Home! Move In Ready! Inviting Front Porch! 3 Bedroom, 2 Bath with FROG. Open Concept, Great Room & Kitchen with Eat In...
232 Eascott
Columbia, SC 29223
Lake Carolina - Harborside
Residential
MLS# 478217 / Active
Town home living at it’s finest. Facing the green in Harbor side Village in the heart of Lake Carolina. Harbor side Village is well known for its...
222 Eascott
Columbia, SC 29223
Lake Carolina - Harborside
Residential
MLS# 478215 / Active
Town home living at it’s finest. Facing the green in Harbor side Village in the heart of Lake Carolina. Harbor side Village is well known for its...
400 Wimbledon
Columbia, SC 29210
Carnaby Square
Residential
MLS# 478212 / Active
This lovely condo is located in Carnaby Square. This 3 Bedroom 2 1/2 Bath home is and end unit and one of the most spacious in the community. It ...
525 Valmire
Columbia, SC 29212
Whitehall Extension
Residential
MLS# 478210 / Active
Welcome home! 3 bedroom 2.5 bath. Foyer w/Moroccan tile and hardwood floors through out most of the house except kitchen and baths. Fresh Interior ...
4 Glen Knoll
Columbia, SC 29229
The Summit - Glen Meadow
Residential
MLS# 478209 / Active
Nice one owner 3 bedroom 2 bath home located in the heart of Northeast Columbia. Home features wide plank laminate flooring throughout common areas...
194 Baysdale Drive
Columbia, SC 29229
Lake Carolina - Woodleigh Pointe
Residential
MLS# 478206 / Active
Former model home with RARE/HARD TO FIND garage apartment that has it's own entrance, full size kitchen, bath, stacked washer and dryer and done wi...