Applying for Financing
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
479 Bunting Drive
Columbia, SC 29229
Lake Carolina - Ashland Falls
Residential
MLS# 465235 / Active
Fantastic 5 bedroom, 4 bath home with a CRAZY GOOD FINISHED BASEMENT located in award winning Lake Carolina/Ashland Falls. Built in 2015 this all b...
216 Oberlin
Columbia, SC 29212
Challedon
Residential
MLS# 465234 / Active
This well maintained all brick ranch is just minutes from the interstates, Lake Murray, Saluda Shoals Park, Harbison shopping and award winning Lex...
304 Ostrich
Columbia, SC 29229-8430
Rivers Station
Residential
MLS# 465232 / Active
This is a lovely 4 bedroom home with large walk-in closets. 9' ceilings throughout the downstairs and 8' ceilings throughout the upstairs. Open k...
416 Dahoon
Columbia, SC 29229
The Summit - Chapelwood
Residential
MLS# 465231 / Active
Come take a look at his fantastic home which includes a Spacious Master Bedroom, with Jack & Jill Bathroom with a garden tub and large walk-in clos...
172 Preston Green
Columbia, SC 29209
Preston Green Garden Homes
Residential
MLS# 465227 / Active
Better than new! Immaculately maintained garden house. Open Floorplan. Vaulted ceilings and bright spacious living room. Dining Room area has bay w...
512 S Waccamaw
Columbia, SC 29205
Rosewood
Residential
MLS# 465223 / Active
Photos coming 2/22! YES, this is the downtown home you've been waiting for! 1/2 mile to Rosewood Market, Publix and the annual Rosewood Crawfish fe...
532 Sims
Columbia, SC 29205
Shandon
Residential
MLS# 465222 / Active
Elegant Cotswold Cottage offers Old World Charm and all of the modern conveniences. This 1940’s one story home has been meticulously transformed m...
227 Shoals Landing
Columbia, SC 29212
Shoals Landing
Residential
MLS# 465218 / Active
Located in Irmo's newest gated community. The Camden (downstairs only) is a great floor plan for entertaining. Large open foyer leads to wide open ...
416 Tristania
Columbia, SC 29212
Regatta Forest
Residential
MLS# 465210 / Active
GORGEOUS ALL BRICK MOVE IN READY HOME NESTLED IN CONVENIENTLY LOCATED REGATTA FOREST! This 4 bedroom/3 bath home is overflowing with gorgeous featu...
412 Tristania
Columbia, SC 29212
Regatta Forest
Residential
MLS# 465209 / Active
GORGEOUS ALL BRICK MOVE IN READY HOME NESTLED IN CONVENIENTLY LOCATED REGATTA FOREST! This 4 bedroom/3 bath home is overflowing with gorgeous featu...
24 Loggerhead
Columbia, SC 29229
Turtle Creek
Residential
MLS# 465207 / Active
A must see!! Beautiful all brick home in a fully established neighborhood. Turtle Creek is a great community with great neighbors! This spacious ho...
304 Old Iron
Columbia, SC 29229
Chimneyridge
Residential
MLS# 465202 / Active
Great location in Award winning Richland 2 School district. Home has lots of potential with a split floor plan featuring 3 bd 2 full bath. In need ...
8 Valhalla
Columbia, SC 29229
Woodlands
Residential
MLS# 465198 / Active
Photos to be added later. Currently preparing for Estate Sale with Midlands Estate Sales: To Be Held February 22, 23, & 24. Once House is Empty ph...
805 Hampton Forest
Columbia, SC 29209
Hampton Forest
Residential
MLS# 465191 / Active
Rare find in Hampton Forest with beautiful fenced in sodded backyard with composite deck and paver walkway and covered front porch perfect for rock...
72 Running Fox
Columbia, SC 29223
Wildewood
Residential
MLS# 465189 / Active
House is priced to sell AS IS. Incredible house. Triple crown molding throughout. Fireplace in master bedroom with sitting area. Large kitchen w...
413 Marston Moor
Columbia, SC 29212-1023
Coatesworth
Residential
MLS# 465188 / Active
Fantastic make over! Beautifully upgraded brick home with sun room & huge new deck! Traditional floor plan had 3 bedrooms and 2 baths. Lower level ...
232 Gregg
Columbia, SC 29206
Gregg Park
Residential
MLS# 465186 / Active
Stunning custom built, waterfront home in the exclusive gated community of Gregg Park. Built by NAHB Green Professional and SC Master Builder, Exec...
2900 Willingham
Columbia, SC 29206-1443
Forest Acres
Residential
MLS# 465183 / Active
This move in ready immaculate home in the heart of Forest Acres will impress you! New roof, new HVAC, new tankless water heater, complete kitchen r...
4232 Chesterfield
Columbia, SC 29203
Residential
297 Long Point Ln
Columbia, SC 29229
Lake Carolina - Harborside
Residential
Location is everything! Townhouse located inside Town Center in the Award Winning Lake Carolina/Harborside Neighborhood! Brick end unit has patio, ...
5111 Quail
Columbia, SC 29206
Lake Katherine
Residential
MLS# 465180 / Active
Located in Lake Katherine, this 4 Bedroom with 3224 sq. ft. is updated and ready to move in. Open floor plan on main floor. Level with hardwoods, b...