Applying for Financing
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
68 Tommy
Columbia, SC 29204-2735
Residential
MLS# 446272 / Active
Investor or Handyman special. Great house within minutes from downtown Columbia and USC. Seller is changing carpet by end of April, this house has...
1066 Rabon Pond
Columbia, SC 29223
Rabons Farm
Residential
MLS# 446270 / Active
Great curb appeal with upstairs balcony and main level rocking chair front porch. Main level features hardwood floors in the great room, and granit...
207 Broken Hill
Columbia, SC 29212-3381
Challedon
Residential
MLS# 446266 / Active
Seller offering $3,000 at closing toward closing cost! This amazing traditional brick home has so much to offer for such a great price! Enjoy the l...
154 Palmetto Park
Columbia, SC 29229-7017
Lake Carolina - Centennial
Residential
MLS# 446264 / Active
Charleston style home on gracious tree lined street in Lake Carolina. Open floor plan on main level with living & dining areas and bright kitchen w...
3201 Lincoln
Columbia, SC 29201
Earlewood
Residential
MLS# 446260 / Active
Looking for old world charm with modern conveniences? This is it ! This traditional bungalow in the heart of sought after Earlewood neighborhood f...
4204 Devine
Columbia, SC 29205
Sherwood Forest
Residential
MLS# 446259 / Active
4204 Devine Street, Columbia, SC 29205 - Charming Shandon style 3 bedroom, 2 bath home with a detached 1 bedroom, 1 bath garage apartment. This ho...
6441 Westshore
Columbia, SC 29206-2124
Forest Lake
Residential
MLS# 446254 / Active
Come live on the hill in beautiful Forest Acres area. This updated home features a newer AC unit, duct work, roof and updated kitchen and baths. ...
504 Chimney
Columbia, SC 29209-5402
Hampton Crest
Residential
MLS# 446244 / Active
Located on the pond in Hampton Crest is this all brick 4 Bedroom, 3 ½ bath home with bonus room. This home offers a brand new architectural roof (M...
2521 Clark
Columbia, SC 29201-1843
Elmwood
Residential
MLS# 446241 / Active
Lovely bungalow nestled on quiet street in the heart of Elmwood Park. This home offers 3 bedrooms, 1 full bath in 1109 square feet. Quaint front ...
19 Loggerhead
Columbia, SC 29229
Turtle Creek
Residential
MLS# 446238 / Active
Well maintained and updated full brick home with bedrooms on main level and large level home site. No home behind you!! New laminate hardwoods in l...
1620 Crestwood
Columbia, SC 29205
Wales Garden
Residential
MLS# 446237 / Active
This charming 1940's home is about 1 mile from the University of South Carolina and has been updated and well-maintained over the years. You'll fin...
213 Squire
Columbia, SC 29223
Brickyard Village
Residential
MLS# 446235 / Active
Move in ready attractive home in Brickyard village has a freshly painted interior, new carpet throughout and upgrades. the features include a livin...
103 Long Needle
Columbia, SC 29229
Ashley Ridge
Residential
MLS# 446226 / Active
Put the pedal to the metal on this one! Hurry on over! Get ready for summer backyard grilling! Over $9,500 in new improvements just finished. New c...
3501 Lyles St #g
Columbia, SC 29201
Mccants Townhomes
Residential
The Townhomes of McCants is located in historic Earlwood Park. Beautiful 2 Bedroom 2 bathroom and 1,620 sq. feet with 13 ft. Ceilings with the pres...
315 Barony Place
Columbia, SC 29229
The Summit - Barony Place
Residential
MLS# 446222 / Active
Completely Updated Home with a Pool & Privacy! Spacious All Brick House sits on a Corner Lot with Side Parking Pad & Side Entry to Garage. Brick ...
520 Valhalla
Columbia, SC 29223
Woodlands
Residential
MLS# 446221 / Active
What a great home to raise your family in. Updated kitchen with granite countertops and glass tiled backsplash and new cabinets. The FROG is huge, ...
232 Twin Oaks
Columbia, SC 29209
Reflections
Residential
1720 Catawba
Columbia, SC 29205
Wheeler Hill
Residential
MLS# 446214 / Active
LOW COUNTRY STYLE! Lots of light. Great Floor Plan. Main Level: Master BR (Large picture window and win-seat & SUPER Closet), LRM (wood-burning FP)...
1 Hillcrest
Columbia, SC 29203
Clairview Terrace
Residential
MLS# 446211 / Active
In need of some elbow grease and paint this charming house is on a large lot that is fenced in the rear. There is a small shed. The house has har...
3528 Foxhall
Columbia, SC 29204
Forest Acres
Residential
MLS# 446210 / Active
Nice ranch style home in Forest Acres. Spacious, fenced yard and open concept kitchen / living room. This one has lots of character. All brick, one...
2717 Craig
Columbia, SC 29204
Druid Hills
Residential
MLS# 446209 / Active
Convenient to downtown just off N Beltline. One-story ranch style all-brick home with spacious lot. Hardwood floors welcome you to the living roo...