Applying for Financing
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
 |
|||
 |
|||
Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
1609 Faraway
Columbia, SC 29223
Woodfield Park
Residential
MLS# 482078 / Active
3 bedroom 2 full bath home located in Woodfield Park. Home has new flooring throughout the home. New carpet with hardwood flooring beneath. Home ha...
34 Ironwood
Columbia, SC 29209
Ashewood Lake
Residential
MLS# 482076 / Active
Renewed 4 bed/2.5 bath home on large fenced in lot! Updated with a new roof, fresh paint, stunning dark hardwoods downstairs and new carpet upstair...
2041 Wilkinson
Columbia, SC 29229-6857
Brookhaven
Residential
MLS# 482073 / Active
Welcome to Brookhaven! This 4 bedroom with Master Suite on the main floor also includes a bonus room over the garage that not included in the bedro...
388 Cane Brake
Columbia, SC 29223-5484
Cane Brake
Residential
MLS# 482072 / Active
A great starter home is available in Richland District Two in the Cane Brake subdivision. This one-owner home is in pristine condition and is waiti...
1252 Berl Mar
Columbia, SC 29212
Residential
MLS# 482070 / Active
This custom country style home on private 4 acre lot in Irmo has all the charm for a move in ready home. Upon enter from your Large Front Porch you...
304 Sawtimber
Columbia, SC 29209
Hickory Ridge
Residential
MLS# 482068 / Active
Investment Property - serious offers only!
324 Valley Heights
Columbia, SC 29223
Rabons Farm
Residential
MLS# 482067 / Active
OPEN HOUSE SUNDAY 10-19-2019 1-4PM. Charming 3 bedroom 2 bath home in the heart of Northeast Columbia. Nestled in a quiet neighborhood just minutes...
303 Shelton
Columbia, SC 29170-3621
Residential
MLS# 482062 / Active
Well-kept, turnkey home situated on spacious 0.33 partially fenced lot. Home features 4 bedrooms, 2 full baths with living room, nice kitchen with ...
212 South Springs
Columbia, SC 29223
Spring Valley
Residential
MLS# 482061 / Active
Spring Valley, like coming home when you drive through the gated community. Beautiful traditional two story brick home, a host of crepe myrtles lin...
508 Summer Valley Dr
Columbia, SC 29223
Summer Valley
Residential
353 Gracemount
Columbia, SC 29229
Lake Carolina - The Ponds
Residential
MLS# 482057 / Active
Nestled on a pond lot in Lake Carolina, this 1 1/2 LEVEL 2332 sf 4 bedroom, 3 full bath BEAUTY is MOVE-IN READY! An inviting front porch escorts th...
5407 Sylvan
Columbia, SC 29206
Forest Lake Estates
Residential
MLS# 482056 / Active
NEW CONSTRUCTION - This 3 bedroom, 2 1/2 bath home nestled in the heart of Forest Acres will have every bell and whistle your buyers are looking fo...
3033 Hope
Columbia, SC 29205
Rosewood
Residential
MLS# 482055 / Active
Come see this adorable bungalow in Rosewood! Located just moments from shopping and dining on Rosewood and Devine, as well as Crosshill Market, and...
321 Liliana
Columbia, SC 29223
Alden Glen
Residential
MLS# 482052 / Contingent Sale Closing
The Cedar plan is a 2-story home with 4 bedrooms upstairs and 2.5 baths. Downstairs is very open with kitchen, dining area and great room. The kitc...
207 Blue Heron
Columbia, SC 29229
Southwood
Residential
MLS# 482041 / Active
Completely updated home that shows very well. Open floor plan, affordable. prime location, and a great neighborhood are some of the features of thi...
108 Summerhill
Columbia, SC 29203
Summerhill
Residential
MLS# 482040 / Active
Attractive well maintained home on large lot with tons of potential. Great room with stone wood burning fireplace, Formal D/R & Eat-in kitchen wit...
4718 Kilbourne
Columbia, SC 29206
Lake Katherine
Residential
MLS# 482039 / Active
Pretty 1 Story Painted Brick Ranch is Renovated and Ready!Large Foyer Leads to Formal Dining Area.Spacious Great Room with Gas Log FP,Ceiling Fans,...
7 Blue Springs
Columbia, SC 29229
Falls Mill
Residential
MLS# 482038 / Active
Completely updated and remodeled ready for its new owner. New Paint, carpet, appliances, HVAC and more. Looks like brand new construction. Wow spac...
148 Rabon Springs
Columbia, SC 29223
Rabons Farm
Residential
MLS# 482035 / Active
Newly renovated 4 bedroom, 2.5 bath home in great location! New carpet, fresh paint, new stainless steel appliances. Spacious kitchen with granite ...
1 Willow Hurst
Columbia, SC 29209
Ashewood Lake
Residential
MLS# 482033 / Active
This gorgeous renovated home is ready for a new family! No need to lift a finger for updating, paint, or upgrades, it's been completed for you. Th...
914 Chester
Columbia, SC 29201
Elmwood Park
Residential
MLS# 482031 / Active
Super positive energy is booming in this old-school, updated 1910-built home. Large den with high ceilings leads to updated kitchen with stainless ...