Applying for Financing - Page 48
Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
106 Bartlett Drive
Columbia, SC 29223
PERCIVAL VILLAGE
Residential
Discover the epitome of contemporary living in these exquisite 3-bedroom, 2.5-bathroom townhomes at new subdivision Percival Village in Columbia, S...
Reduced -$1,910
104 Bartlett Drive
Columbia, SC 29223
PERCIVAL VILLAGE
Residential
Discover the epitome of contemporary living in these exquisite 3-bedroom, 2.5-bathroom townhomes at new subdivision Percival Village in Columbia, S...
Reduced -$1,910
102 Bartlett Drive
Columbia, SC 29223
PERCIVAL VILLAGE
Residential
Discover the epitome of contemporary living in these exquisite 3-bedroom, 2.5-bathroom townhomes at new subdivision Percival Village in Columbia, S...
Reduced -$1,910
215 Windsor Point Road
Columbia, SC 29223
Trenholm Acres
Residential
Check out his 4 unit quad located in northeast Columbia. Central to interstate 77 and 26, the convenience is priceless. Tucked away in the mature n...
132 Louis Lee Lane
Columbia, SC 29229
Residential
Cute home at the end of the cul-de-sac. The home sits on a 1/2 acre with a 30x30 detached workshop/garage with electricity and it's close to the in...
Reduced -$15,100
1509 Brookview Road
Columbia, SC 29212
Murraywood
Residential
Nicely renovated brick ranch located in Murraywood. The home is just minutes from all that Irmo has to offer. New HVAC, paint, flooring, counters, ...
Reduced -$5,000
600 Zanark Drive
Columbia, SC 29212
Coatesworth
Residential
Welcome to this charming property with a cozy fireplace, offering a warm ambiance on those cold winter nights. The home showcases a natural color p...
Reduced -$3,000
516 Cold Branch Drive
Columbia, SC 29223
North Springs
Residential
Extremely well maintained all brick 3 bedroom 2 bath home conveniently located in NE Columbias well sought after North Springs subdivision. Close t...
76 Salers Lane
Columbia, SC 29209
Burnside Farms
Residential
Welcome to this stunning property with a charming natural color palette exemplifying tranquility and elegance. Step into the spacious kitchen, feat...
Reduced -$4,000
432 Delahays Road
Columbia, SC 29209
Bowden Village
Residential
NOW AVAILABLE! This beautiful NEW home is available and has 5 bedrooms 3 full bathrooms w/ a Loft and is a MUST SEE. It has a downstairs bedroom an...
Reduced -$5,490
130 Rio Rose Circle
Columbia, SC 29205
Rosewood Commons
Residential
Brand new construction (end unit) featuring 3 bedrooms with 3 full baths & a 1/2 bath on the main -138 Rio Rose Circle in Columbia is located off R...
132 Rio Rose Circle
Columbia, SC 29205
Rosewood Commons
Residential
New construction featuring 3 bedrooms with 3 full baths & a 1/2 bath on the main - 136 Rio Rose Circle in Columbia is located off Rosewood Drive, c...
10 Clover Crest Court
Columbia, SC 29229-8895
The Summit - Pine Brook
Residential
Charming 3 bedroom 2 bath, ranch style home nestled in a cul-de-sac and located in desired Summit community. This home features new paint, new carp...
5303 Windy Run Drive
Columbia, SC 29212
Woodwinds
Residential
BEAUTIFUL HOME NESTLED IN A QUIET NEIGHBORHOOD CONVENIENTLY LOCATED NEAR BOTH HARBISON AND DOWNTOWN COLUMBIA, ZONED FOR AWARD WINNING LEX/RICHLAND ...
328 Hampton Trace Lane
Columbia, SC 29209
Hampton Trace
Residential
This all brick home is tucked back into one of Columbia's most sought after neighborhoods - Old Woodlands. The 2,300 square foot home features thre...
Reduced -$10,000
300 Summer Bend Road
Columbia, SC 29223
Summer Valley
Residential
**CHECK OUT RECENT PRICE CHANGE**Welcome to your dream home with no HOA! This warm and inviting haven is perfect for family gatherings during the h...
Reduced -$10,000
613 Ludlow Lane
Columbia, SC 29229
Ashcroft
Residential
This Vernon plan features a primary suite on the main floor three large bedrooms and a storage room that can be an office or play room all upstairs...
592 Ludlow Lane
Columbia, SC 29229
Ashcroft
Residential
This home greets you with the front porch and stone around the garage. The Townsend is a highly sought-after master suite down plan. The well-organ...
Reduced -$10,667
126 Royal Crest Drive
Columbia, SC 29229
The Summit - Autumn Hill
Residential
Perfect starter home or portfolio starter home. Cul-de-sac living in the quaint neighborhood of Autumn Hill. Home has been updated to feature new c...
Reduced -$2,050
7602 Hunt Club Road
Columbia, SC 29229
Creekside At Huntington
Residential
This second-floor condo located in the quiet condo community of Creekside @ Huntington. Boasting 1,000 square feet, this one-bedroom, one-bathroom ...
Reduced -$2,500
1929 Bluff Road
Columbia, SC 29201
The Retreat
Residential
Parents and investors, if you are looking for a perfect place for your college kids or to invest, look no further! This 3BR/3BA unit in the Retreat...