Applying for Financing - Page 39
Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
921 Debensham Way
Columbia, SC 29229
Lake Carolina - Woodleigh Park
Residential
Classic Craftsman Ranch, warm welcoming and wide open views of green space. Open design perfect for gathering with family and friends. Bright custo...
Reduced -$14,000
917 Debensham Way
Columbia, SC 29229
Lake Carolina - Woodleigh Park
Residential
You'll love it from the street, architectural details and large front porch says come on in. Spacious foyer is the perfect place to greet friends a...
Reduced -$11,000
913 Debensham Way
Columbia, SC 29229
Lake Carolina - Woodleigh Park
Residential
$10,000 in Closing Cost Available. Picture perfect Bungalow in classic craftsman style featuring stone and board and batten accents. Beautiful curb...
7225 Balmoral Road
Columbia, SC 29209
Strathaven Forest
Residential
Come check out this brick 2 story home. With 4bedrooms 3 full bathrooms. There's a bedroom and a full bathroom downstairs. Three additional bedroom...
Reduced -$10,000
125 Kinder Road
Columbia, SC 29212
Residential
Fall in love with this charming one level home in the Braewick neighborhood! Very convenient location to all of the essentials and beautiful Lake M...
168 Top Forest Drive
Columbia, SC 29209
Hampton Forest
Residential
This 3 bedroom, 2 bath detached home is located in sought after Hampton Forest and offers a 1 car garage, located less than mile from VA Hospital, ...
1929 Bluff Road
Columbia, SC 29201
The Retreat
Residential
THE RETREAT - A gated neighborhood of cottages focusing on student housing and student life. Outstanding investment with each bedroom rented at ove...
10 Cassia Court
Columbia, SC 29209
Reflections
Residential
3 bd/2.5 ba townhome located in a cul-de-sac of a gated community with tons of amenities and conveniently located mins from Fort Jackson, shopping,...
Reduced -$10,100
2635 Mills Drive
Columbia, SC 29204
Druid Hills
Residential
This all brick beauty in Forest Acres is fabulous for those seeking one level living and a large- peaceful backyard oasis! Druid Hills is in the he...
Reduced -$1,000
312 Avensong Trail
Columbia, SC 29045
Catawba Hill
Residential
Welcome HOME! If you are looking for a place to call home that is perfect for entertaining, do not miss this opportunity to make this gem your home...
725 Walters Lane
Columbia, SC 29209
Knollwood
Residential
* Seller has updated electrical and reduced the price! This charming, renovated three bedroom home with a covered front porch is located in Knollwo...
Reduced -$5,000
205 Baysdale Drive
Columbia, SC 29229
Lake Carolina - Woodleigh Park
Residential
MOVE RIGHT INTO this immaculately maintained 3BR, 2.5 Bath home and start enjoying all that living in Lake Carolina has to offer. Whether you enjoy...
152 Arcadia Springs Circle
Columbia, SC 29206
Arcadia Lakes
Residential
Close to downtown, this 3 bedroom, 2 bath home is located in the highly desirable Arcadia Lakes neighborhood. Short drive to I-20, I-77, Forest Dri...
Reduced -$9,900
454 Abbeydale Way
Columbia, SC 29229
Lake Carolina-sandy Glen
Residential
Welcome to your charming 4-bedroom abode, where comfort meets elegance at every corner. As you step through the front door, you're greeted by the w...
Reduced -$8,500
5802 McMillan Circle
Columbia, SC 29212
Challedon West
Residential
LOCATION, LOCATION, LOCATION!! ***$2,500 BUYER INCENTIVE*** REMODLED All-brick single owner home has been lovingly cared for and maintained through...
Reduced -$75
914 Layton Way
Columbia, SC 29229
Lake Carolina-executive Courtyar
Residential
BACK ON MARKET -- no fault of sellers. Buyer financing fell through. Rare opportunity in the highly sought-after Executive Courtyards neighborhood ...
104 Fishers Shore Road
Columbia, SC 29223
Fishers Wood
Residential
Rare opportunity to enjoy a traditional brick home, on a 0.58 acre private lot, nestled in a quiet subdivision and yet be 4 minutes from Belk's and...
223 Rainsborough Way
Columbia, SC 29229
Rainsborough
Residential
Well maintained all brick 4 bed, 2 bath, 2 car garage located on .78 acre lot giving you plenty of space with a fenced in back yard for privacy. Br...
31 Twinspur Court
Columbia, SC 29229
Summit Hills
Residential
Do you need more space but dislike the upkeep of a large yard? Are you seeking privacy without sacrificing community amenities? This low maintenanc...
185 Ashewicke Drive
Columbia, SC 29229
Lake Carolina - Pinnacle Ridge
Residential
Step into luxury with this meticulously crafted home boasting an owner's suite on main level for convenience and comfort. Experience the perfect bl...
Reduced -$12,900
160 Sandhurst Road
Columbia, SC 29210
Whitehall
Residential
What a wonderful place to call home! Great curb appeal located on a 0.35 acre cul-de-sac lot in an established neighborhood. So convenient to ballp...
Reduced -$10,000