Applying for Financing - Page 32
Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
370 Rabon Road
Columbia, SC 29223
HAYNES PARK EXTENSION
Residential
Nestled in Haven Homes newest neighborhood Haynes Park Extension, this home offers convenience to all things Northeast with nice-sized lots, and th...
Reduced -$100,000
229 Clairmeade Way
Columbia, SC 29229
Ashcroft
Residential
This Victor floor plan features the primary bedroom downstairs, a total of five bedrooms, and three-and-one-half bathrooms loaded with upscale feat...
301 Firebridge Road
Columbia, SC 29223
Spring Valley West
Residential
Recently renovated ranch style home comes with a large and inviting front porch and a re-stained deck in the back for family fun and events. Recent...
Reduced -$5,000
226 Watkin Way
Columbia, SC 29223
Travers Park
Residential
The Evans our Primary on main floorplan! Featuring four bedrooms and two and one-half bathrooms. The kitchen includes granite countertops, and stai...
1227 N Brickyard Road
Columbia, SC 29223
Residential
All brick rancher on an acre with no HOA! Hardwood floors under the carpets!! Plenty of space inside and out! Enjoy evenings in your wooded private...
222 Watkin Way
Columbia, SC 29223
Travers Park
Residential
The Kershaw is a three bedroom, two and one-half bathroom home featuring an open living area. The kitchen includes stainless steel appliances, gran...
Reduced -$7,028
6640 Satchel Ford Road
Columbia, SC 29206
Forest Acres
Residential
The Keowee plan maintains a balance between spacious and cozy. The kitchen is open to the breakfast nook and family room, and its attached to the d...
6700 Satchel Ford Road
Columbia, SC 29206
Forest Acres
Residential
The Keowee plan maintains a balance between spacious and cozy. The kitchen is open to the breakfast nook and family room, and its attached to the d...
6716 Satchel Ford Road
Columbia, SC 29206
Forest Acres
Residential
The Keowee plan maintains a balance between spacious and cozy. The kitchen is open to the breakfast nook and family room, and its attached to the d...
515 Regency Park
Columbia, SC 29210
Regency Park
Residential
This adorable, 2-bedroom, 2-bath, patio home w/office just might be what you've been dreaming of! Situated at the end of the street, this home offe...
345 Rutledge Place
Columbia, SC 29212
Carriage Lane
Residential
Freshly renovated three bedroom, 1.5 bathroom townhome in the Carriage Lane community. The low maintenance lifestyle extends beyond the HOA covered...
212 Sherborne Lane
Columbia, SC 29229
Lake Carolina- Canterbury Park
Residential
Magnificent CUSTOM BUILT, ALL BRICK HOME, situated on a .78 acre picturesque lot surrounded by nature, w/a GORGEOUS POOL in the backyard, in AWARD ...
2429 Marling Drive
Columbia, SC 29204
Midland Terrace
Residential
This is an attractive 3br/2ba in Midland Terrace, minutes away from Forest Drive and all it has to offer to include Fort Jackson. It's also 5 minut...
Reduced -$14,000
100 Amstar Court
Columbia, SC 29212
Sheffield
Residential
Stunning classic low-country style home situated on a beautiful .55 acre culdesac lot & custom built by this original owner! Rare to find a primary...
70 Cowdray Park
Columbia, SC 29223
Wildewood
Residential
Nestled in the esteemed Wildewood neighborhood, 70 Cowdray Park stands as a testament to luxury and leisure in Columbia, SC. This magnificent 6,429...
Reduced -$26,400
109 Running Fox Road
Columbia, SC 29223-3020
Wildewood
Residential
Nestled in the prestigious Wildewood subdivision, this stately all-brick two-story home stands on a serene 0.7-acre lot. Featuring a harmonious ble...
Reduced -$5,000
407 Twin Eagles Drive
Columbia, SC 29203
Twin Eagles
Residential
*** Back on the market / Buyer funds failed *** Living with an element of EASE! This cozy 2-bed, 2-bath layout offers a semi open concept throughou...
Reduced -$4,000
1085 Shop Road
Columbia, SC 29201
The Gates At Williams-brice
Residential
Game day enthusiasts, get ready to live where the action is! This condo at the Gates at Williams Brice puts you in the heart of football fever, jus...
735 Wild Duck Lane
Columbia, SC 29210
Harbison Grove
Residential
* Under Construction Special. Refrigerator, washer and dryer included* The first-level features an open floor plan where family and friends can gat...
Increase +$2,500
739 Wild Duck Lane
Columbia, SC 29210
Harbison Grove
Residential
* Under Construction Special. Refrigerator, washer and dryer included* The first-level features an open floor plan where family and friends can gat...
741 Wild Duck Lane
Columbia, SC 29210
Harbison Grove
Residential
Lot 76* Under Construction Special. Refrigerator, washer and dryer included* The first-level features an open floor plan where family and friends c...
Increase +$2,500