Applying for Financing - Page 20
Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
113 Laurel Ridge Drive
Columbia, SC 29223
Lost Tree
Residential
Don't miss out on this picturesque MOVE IN READY home! Situated on a CORNER lot and conveniently located in the heart of northeast Columbia close t...
1633 Tanglewood Road
Columbia, SC 29204
Heathwood
Residential
Custom Built newer Charleston Style home located in the best area of town, Tanglewood in Heathwood. Built in 1997 this home features 4 bedrooms, 3 ...
1832 Romain Drive
Columbia, SC 29210
Riverside Park
Residential
Brick 3 bedroom, 2 bath house awaits you and your vision for more. Enjoy an intimate front porch and beautiful front yard. With a mix of tile and w...
65 Garner Springs Court
Columbia, SC 29209
Pennington Place
Residential
Just bring your clothes! Fabulous furniture and decor for sale! This gorgeous move-in ready 3 bedroom, 2.5 bathroom, 1 car garage features custom l...
128 Alexander Circle
Columbia, SC 29206
Gregg Park
Residential
Stunning Charleston-style, white painted brick home situated on 2 lots in Gregg Park. The double porches & the screened porch with fireplace overlo...
1850 Atlantic Drive
Columbia, SC 29210
Broad River Estates
Residential
Welcome to your waterfront oasis! This stunning 2-bedroom, 2-bathroom condo on the second floor offers captivating river views. Step inside to disc...
18 Claey Court
Columbia, SC 29223-5163
Spring Valley West
Residential
A MUST SEE -- Your next beautiful 4 bedroom home with 3 full baths located in a cul-de-sac close to grocery stores, I-20 and I-77. Enter your front...
443 Pineneedle Road
Columbia, SC 29203
Monticello Terrace
Residential
SO CUTE! FOUR Bedroom, split and open floor plan. Convenient to Interstate 20 and downtown. On bus route. Fenced in private back yard. Two full bat...
85 N Lake Pointe Drive
Columbia, SC 29229
Lake Pointe East
Residential
Well-maintained townhome in super condition with like new, vinyl plank and carpet flooring. It is located in the NE convenient to I-77 and I-20. Th...
1403 Dahlia Road
Columbia, SC 29205
Rosewood
Residential
This gorgeous Rosewood bungalow awaits you! Enjoy being close to local bites and sights, area Richland One schools, and just minutes from downtown ...
1085 Shop Road
Columbia, SC 29201
The Gates At Williams-brice
Residential
Calling all parents and investors! Check out this off campus condo close to downtown Columbia. Ideal for undergraduate and graduate students, You c...
7629 Sunview Circle
Columbia, SC 29209
Mountainbrook
Residential
Beautiful move in ready home in Mountainbrook off Caughman Road. Enjoy being minutes away from downtown Columbia, Fort Jackson, transit-on intersta...
1221 Bradford Ridge Lane
Columbia, SC 29223
North Trace
Residential
Welcome home sweet home!! This one level home is in a fantastic, convenient location and features high and vaulted ceilings in great room and owner...
3705 Macgregor Drive
Columbia, SC 29206
Kilbourne Heights
Residential
Beautiful Kilbourne Heights home combining style, comfort, and proximity. Youll enjoy being close to shopping and dining on Forest Drive, and minut...
802 Huntington Avenue
Columbia, SC 29205
Rosewood
Residential
Welcome to 802 Huntington Avenue! This cozy Rosewood home is minutes from restaurants and shops on Rosewood Drive, USC football stadium, and a shor...
1424 S Kilbourne Road
Columbia, SC 29229
Rosewood
Residential
Charming 3bd/2ba desirable Rosewood home. Rosewood features beautiful tree lined streets with sidewalks. Close to USC and Midlands Tech. Beautiful ...
714 Deerwood Street
Columbia, SC 29205
Rosewood
Residential
Welcome to 714 Deerwood, an updated all brick Rosewood home with tons of space inside and out! This 4 bed, 2 bath home spans just under 2600 square...
200 Camden Chase
Columbia, SC 29223
Wildewood
Residential
Welcome to luxury living in the prestigious Wildewood golf course community! Nestled on a spacious half-acre lot, this stunning all-brick executive...
108 Chancery Lane
Columbia, SC 29229
Rainsborough
Residential
Beautiful brick home with side entry garage. Screened porch that looks out onto an amazing outdoor space. A rare find in the ever-more-populated No...
8 Pennridge Court
Columbia, SC 29229
Gatewood
Residential
Newly renovated home offer 3 bedrooms and 2.5 bathrooms. Fenced backyard, screened porch and exterior storage. All appliances convey. Agent is rela...
Reduced -$4,000
15 Stagbriar
Columbia, SC 29229-9037
The Summit - Fawnridge
Residential
OPEN HOUSE Cancelled on Sunday! Price Improvement! Well-maintained one-story ranch with FROG. Formal dining off foyer as you enter. Split BR floorp...
Reduced -$10,000