Columbia SC Real Estate: Listings for Sale and Marketing in Columbia SC. You will also find the following Property Searches, Entry Level Homes, Median Homes, Upscale Homes, Luxury Homes, Million Dollar Homes, Foreclosures, and Lots and Land for Sale in Columbia SC. Other popular towns and areas for search: Irmo, Blythewood, Lexington, Northeast Columbia, Southeast Columbia, Lake Murray, West Columbia, Kershaw County, Camden, Chapin, Elgin, Gilbert, Leesville, Lugoff, Prosperity, and Winnsboro South Carolina.

Finances - Mortgages - Factors to Consider

Be an Informed Buyer: Protect Yourself

Today's buyer can choose from hundreds of mortgage programs. As in any intensely competitive environment, some mortgages are better than others and some are truly bad, offering bargain basement interest rates and then tacking on hidden costs and unusual terms. Everyone's situation is different, and what works for Sally might not benefit Joe ï¿½ so venture into the mortgage market with a very critical eye toward rates, terms and conditions. When you review a mortgage program, weigh the following factors:

Interest rate
Required down payment (expressed as a percentage of the purchase price)
Prepayment penalty
Assumability ( by whom and at what interest rate)
Origination fees, discount points and other costs
Term of loan
Processing time from approval to closing
Monthly income required to qualify for loan
Caps on adjustments for adjustable rate loans

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MLS# 301816 / Residential
$167,500 in Lexington, SC

Columbia SC Real Estate

Finances - Mortgages - Factors to Consider

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