Applying for Financing - Page 58
Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
138 Baysdale Drive
Columbia, SC 29229
Lake Carolina - Woodleigh Park
Residential
This two-story Palmer plan has four bedrooms and two-and-one-half-bathrooms. This home features a formal office with French doors situated right of...
Reduced -$6,095
373 Harbour Pointe Drive
Columbia, SC 29229
Lake Carolina - Woodleigh Park
Residential
Welcome to your dream home in the idyllic Lake Carolina community of South Carolina. This is an impeccable five-bedroom, three-and-one-half bath St...
Reduced -$10,000
121 Brockway Drive
Columbia, SC 29229
Ashcroft
Residential
Welcome to this immaculately kept 5 bedroom, 3.5 bath home in the much sought after Ashcroft community. There are numerous upgrades including new c...
2631 Marling Drive
Columbia, SC 29204
Residential
Highest and best offers due by 5:00 PM on Friday, April 5. Adorable 2 bedroom, 1 bath all brick home in convenient Columbia location!! Home has rec...
Reduced -$20,000
2813 Hardscrabble Road
Columbia, SC 29223
State Park Acres
Residential
This home has an open spacious living room with natural light in all areas of the home clean hardwood floors throughout. This home is located close...
399 Wormwood Lane
Columbia, SC 29209
Byron Place
Residential
This amazing townhome features two spacious bedrooms with 2.5 baths in a great location. The main floor features an open concept living and dining ...
107 Wharton Lane
Columbia, SC 29229
Lake Carolina - Tennyson
Residential
**ASSUMABLE FHA LOAN AT A 3.1% INTEREST RATE!** GORGEOUS HOME NESTLED IN DESIRABLE LAKE CAROLINA COMMUNITY, ZONED FOR AWARD-WINNING RICHLAND 2 SCHO...
Reduced -$10,000
105 Old Park Road
Columbia, SC 29229
Wellington
Residential
Just Listed!! This charming 3 bedroom home sits on a quiet cul-de-sac in the highly desirable Wellington neighbohood. This quaint home has a large ...
357 Landover Road
Columbia, SC 29229
Lake Carolina - Woodleigh Park
Residential
$10,000 in Closing Cost with Preferred lender. Stunning Curb Appeal, Craftsman Charm A gracious entry foyer and open views welcome you home. Custom...
16 Valkyrie Circle
Columbia, SC 29229
Woodlands Ridge
Residential
$16,000 Price Reduction!!! Vinyl siding home with a walk-out Basement in Woodlands Ridge! There's a lot of space to stretch out in this home. On th...
Reduced -$16,000
1126 Coralbean Way
Columbia, SC 29229
Brookhaven
Residential
Qualify to receive $3,000 towards closing costs! Welcome to your dream home! This fully renovated 4-bedroom, 2-bathroom gem boasts an array of mode...
Reduced -$100
31 Brooksby Ct
Columbia, SC 29209
Preston Green Garden Homes
Residential
Welcome to this captivating property that seamlessly blends the allure of city living with the serenity of a peaceful neighborhood, offering the be...
Reduced -$100
5400 Pinestraw Road
Columbia, SC 29206-1029
Forest Acres
Residential
HOME NEEDS REPAIR. AS-IS. Stone ranch with one-car attached carport. Zoned for Satchelford/Crayton/Flora. 3 BR, 1 Bath
Reduced -$6,000
3501 Lyles Street
Columbia, SC 29201
Earlewood
Residential
Nestled in the heart of the charming historic Earlewood neighborhood stands a remarkable piece of historyan old school that has been transformed in...
809 Wotan Road
Columbia, SC 29229-6506
Woodlands
Residential
Super location. Convenient to shopping and restaurants and only 18 minutes from Downtown Columbia. Great school district. Very cleans, needs some u...
Reduced -$40,000
3431 Park Street
Columbia, SC 29201
Earlewood
Residential
Charleston style home vacant, easy to show, front entrance up the stairs. Very generous space with 3 full baths and half bath. Wood floors on the m...
Reduced -$10,000
3619 Hanson Avenue
Columbia, SC 29204
Forest Acres
Residential
Welcome to this beautifully renovated home in the heart of Forest Acres on half an acre! This home has been completely motorized and fully renovate...
Reduced -$9,900
811 Arbutus Drive
Columbia, SC 29205
Hampton Terrace
Residential
All Brick home in popular Hampton Terrace! The area is well established and close to Devine St amenities and shopping, major interstates, and Fort ...
3533 Greenleaf Road
Columbia, SC 29206
Sandwood
Residential
One story living in an established neighborhood can be found right here with this 4 bedroom, 2.5 bath home. Located in the Rockbridge neighborhood ...
6333 Pinehill Road
Columbia, SC 29206
Residential
Discover the hidden potential in this 3-bedroom, 1-bathroom gem located in the highly desirable Trenholm Hills neighborhood. If you're searching fo...
141 Sonata Court
Columbia, SC 29203
Winterwood Place
Residential
Explore the charm of this spacious double-wide mobile home with crawl space, that has been de-titled and ready for financing. Home is situated on 1...
Reduced -$10,000