Applying for Financing
| Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
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Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
3709 Trenholm Road
Columbia, SC 29206
Heathwood
Residential
MLS# 598032 / Active
This single-story brick home has been lovingly cared for and is ready for its next owner! Outside, you'll love the beautifully landscaped yard, amp...
221 Arcola Drive
Columbia, SC 29223-5402
Candlewood
Residential
MLS# 598024 / Active
When you walk in the front door you will immediately know this home has been meticulously maintained. The great room boasts a fireplace and vaulted...
248 Shareditch Road
Columbia, SC 29210
Whitehall
Residential
MLS# 598021 / Active
Charming All-Brick Ranch on Corner Lot - A Hidden Gem with Endless Potential! Welcome to this spacious all-brick ranch-style home, offering an incr...
12 Townpark Circle
Columbia, SC 29201
Townpark At Bull Street
Residential
MLS# 598017 / Active
This townhome in the growing BullStreet District is a great place to enjoy low maintenance living with a luxury feel. This two-story brick home pro...
1511 McDuffie Avenue
Columbia, SC 29204
Lyon Street Community
Residential
MLS# 598015 / Active
Charming 3-bedroom, 2.5-bath home in Columbias historic Lyon Street neighborhood. This home features an open-concept living area, a modern kitchen ...
220 Clive Street
Columbia, SC 29204
Residential
MLS# 598012 / Active
Highly motivated seller! Situated close to downtown Columbia. This home has new flooring throughout. With a little TLC this could be the perfect ho...
3700 Cairnbrook Court
Columbia, SC 29210
Residential
MLS# 598010 / Active
Spacious 2,150 sq ft home! Features include a 10-year-old roof, a 2-unit HVAC system (3 years old & 9 years old), and two water heaters. The 525 sq...
237 Rosebank Drive
Columbia, SC 29209
Hampton Trace
Residential
MLS# 598009 / Active
Here is your opportunity to live in the Hamptons. This 3-bedroom, 2.5 bath home just needs a little tlc and it would be as good as new. This home f...
1507 Joiner Road
Columbia, SC 29209
Joiner Village
Residential
MLS# 597999 / Active
BEAUTIFUL HOME NESTLED IN DESIRABLE JOINER VILLAGE COMMUNITY, ZONED FOR AWARD-WINNING RICHLAND ONE SCHOOLS! Location, location location...this 3 be...
33 Coachmen Court
Columbia, SC 29223
Carriage Oaks
Residential
MLS# 597990 / Active
Charming one story home, that's recently renovated on a quiet street in Northeast Columbia. Open floorpan without exposing your kitchen to guests. ...
308 Mallet Hill Rd
Columbia, SC 29223
Wildewood
Residential
MLS# 597988 / Active
Located in the prestigious Wildewood subdivision, this beautiful all-brick house features 4 bedrooms and 2.5 bathrooms. The first floor welcomes yo...
212 Alton Place
Columbia, SC 29210
Whitehall
Residential
MLS# 597987 / Active
WELCOME HOME to this charming Cape Cod, located in the well-established Whitehall subdivision. This well-maintained home features 4 bedrooms, 3.5 b...
2909 Hickory Nut Lane
Columbia, SC 29223
Briarwood
Residential
MLS# 597979 / Active
Classic grandeur awaits you!!! Come check out this beautiful all brick 3-bedroom 2-bath home on a beautiful wooded lot in a mature neighborhood, lo...
525 Arcola Drive
Columbia, SC 29223-5406
Candlewood
Residential
139 Lincoln Inn Road
Columbia, SC 29212
Coldstream
Residential
MLS# 597970 / Active
This Beautiful 3-bedroom 2.5 bath home is move in ready. It features 3 large bedrooms and 2.5 baths, It is listed in as having approx. 2400 sf unde...
1854 Lake Carolina Drive
Columbia, SC 29229
Lake Carolina - Centennial
Residential
MLS# 597968 / Active
Beautiful home on a tree-lined street in Lake Carolina. Rear entrance garage and lots of Parking. Newer hardwood floors in the dining room and fami...
413 Guard Tower Lane
Columbia, SC 29209
Kingston Ridge
Residential
MLS# 597959 / Active
Welcome to your dream home! This property boasts a calming neutral color paint scheme throughout, setting the perfect backdrop for your unique styl...
130 Brook Hollow Drive
Columbia, SC 29229
Brookfield
Residential
MLS# 597958 / Active
Welcome to your dream home, beautifully updated with fresh interior paint in a neutral color scheme that complements any style. The living area boa...
1740 Windover Rd
Columbia, SC 29204-2810
Belvedere
Residential
MLS# 597951 / Active
Luxury Live Auction! Bidding to start from $375,000! Listed for the holiday because a property like 1740 Windover only comes along once a year. Bui...
927 Appian Way
Columbia, SC 29229
Ashcroft
Residential
MLS# 597946 / Active
Welcome to the Carson floorplan at Ashcroft! The Carson is a popular plan that seamlessly blends functionality with beauty. With primarily first-fl...
917 Appian Way
Columbia, SC 29229
Ashcroft
Residential
MLS# 597942 / Active
This charming Carson floor plan offers a comfortable layout with three bedrooms and two bathrooms downstairs, plus a bonus room and full bath upsta...