Applying for Financing - Page 57
Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
6132 Cedar Ridge
Columbia, SC 29206
Forest Acres
Residential
WELCOME TO 6132 CEDAR RIDGE ---A MOVE -IN READY HOME IN DESIRABLE FOREST LAKE. FOUR BEDROOMS, 2 BATHS WITH FORMAL LIVING AND DINING ROOMS. OVER 240...
21 Summit Place
Columbia, SC 29204
Summit Place
Residential
Be close to EVERYTHING in a small quiet neighborhood! Minutes to USC, shopping, great restaurants, hospital, interstate highways and FT. JACKSON. B...
Reduced -$5,000
329 Arbor Drive
Columbia, SC 29206-5004
Forest Lake Estates
Residential
Welcome Home so if you are one of the many Buyers that are looking for a one story Brick Traditional Ranch in the Forest Lake or Forest Acres areas...
17 Fairforest Court
Columbia, SC 29212
Harbison
Residential
Welcome to this charming home with an array of desirable features. Step inside and be drawn to the cozy fireplace, providing both warmth and ambian...
Reduced -$1,000
6628 Christie Road
Columbia, SC 29209
Olde Woodlands
Residential
Welcome to one of the most sought after neighborhoods! 3 BR/2 BA with enclosed Bonus Room. New Roof and New Interior Paint. Formal Living and Dinin...
Reduced -$14,000
115 Nottingham Road
Columbia, SC 29210
Whitehall
Residential
Beautiful two story 5 bedroom, 2.5 bath brick home on corner lot in established and well maintained Whitehall neighborhood which is convenient to I...
Reduced -$5,000
4718 Fernwood
Columbia, SC 29206
Forest Acres
Residential
BACK ON THE MARKET!! Forest Acres renovation around the corner from Satchel Ford Elementary School on a flat 1/2 acre. This beautiful Ranch offers ...
Reduced -$19,000
1208 Bush River Road
Columbia, SC 29210
Lexington Green
Residential
Lexington Green 2 Bedroom Condo! Balcony With Access From Great Room Or Master Bedroom. Newer LVP Flooring In Kitchen And Foyer. Newer Stainless St...
7201 N Lake Marion Circle
Columbia, SC 29223
Trenholm Acres
Residential
Beautiful Brand new build, 3-bed, 2-bath home on 1.3 acres in the heart of Columbia, SC. Be the king or the queen on the hill home sitting on the t...
Increase +$5,000
105 Pebble Creek Road
Columbia, SC 29223
Wildewood
Residential
Lakefront! Pool Perfect! Sprawling finished basement! Ideal multi family compound in sought after WildeWood! 3 huge stone fireplaces, cherry cabine...
Reduced -$40,000
225 Woodleigh Park
Columbia, SC 29229
Lake Carolina - Woodleigh Park
Residential
WELCOME, to this stunning 4 bedroom, 2.5 bathroom that exudes timeless charm and impeccable craftsmanship. Located in the highly sought after Lake ...
Reduced -$5,000
153 Lionsgate Drive
Columbia, SC 29223
Lionsgate
Residential
If you are looking for a cozy and affordable condo unit in Columbia, SC, you might want to take a look at this property at this 2-story, 2-bedroom,...
Reduced -$5,000
101 Cottonwood Way
Columbia, SC 29229
Cottonwood
Residential
This home features 4 Br/2.5 Ba., Enclosed Rear Patio, with additional Enclosed room for office space or game room on rear of home. Home has additio...
5 Trentridge Court
Columbia, SC 29229
The Summit - Gatewood
Residential
This 3-bed, 2-bath townhouse at 5 Trentridge seamlessly blends style and functionality, offering a comfortable haven for you. The open floor plan c...
Increase +$5,000
123 Mill Creek Parkway
Columbia, SC 29209
Mill Creek Estates
Residential
Price drop! Owner has recently completed extensive repairs to the crawl space and exterior. A wonderful canvas for anyone looking to flip or even r...
Reduced -$5,400
341 Highland Point Drive
Columbia, SC 29229
Lake Carolina - Harborside
Residential
Discover this exquisite new construction nestled in the beloved Harborside neighborhood of Lake Carolina. Conveniently situated within walking dist...
Reduced -$7,500
1708 Lost Creek Drive
Columbia, SC 29212
Chestnut Hills
Residential
Welcome to your new home in the heart of a highly desirable area! This spacious 3 bed, 2.5 bath house offers the perfect blend of comfort and conve...
1692 Lost Creek Drive
Columbia, SC 29212
Chestnut Hills
Residential
Welcome to your dream home! This charming 3 bed, 3 bath house boasts a cozy fireplace, an efficient instant gas water heater, and the convenience o...
383 Harbour Pointe Drive
Columbia, SC 29229
Lake Carolina - Woodleigh Park
Residential
Move in Ready! Welcome to your dream home in Woodleigh Park, South Carolina! This stunning Warwick plan by Mungo Homes offers the perfect blend of ...
Reduced -$9,100
138 Baysdale Drive
Columbia, SC 29229
Lake Carolina - Woodleigh Park
Residential
This two-story Palmer plan has four bedrooms and two-and-one-half-bathrooms. This home features a formal office with French doors situated right of...
Reduced -$6,095
373 Harbour Pointe Drive
Columbia, SC 29229
Lake Carolina - Woodleigh Park
Residential
Welcome to your dream home in the idyllic Lake Carolina community of South Carolina. This is an impeccable five-bedroom, three-and-one-half bath St...
Reduced -$10,000