Applying for Financing - Page 3
Getting your mortgage is just one part of a real estate transaction. Exit Real Estate Consultants is seasoned at helping both new and experienced buyers alike in all areas of real estate. Call us today at 8033580888 if your needs include a professional REALTOR® ready for the business side of real estate. | |||
Let Exit Real Estate Consultants assist you with applying for a home loan in Lexington.
Stressed out about applying for a mortgage? You don't have to be. I have close business relationships with a lot of lenders in Lexington, and they've helped me learn a few things that will make the loan application process uncomplicated.
1 – Compose a list of questions regarding your loan programBe sure to bring a list of questions with you if you find that you don't totally grasp the advantages and disadvantages of all the different programs. It can be a challenge to know the differences between both fixed and adjustable rate mortgages. I or one of my trusted lenders will be able to help you understand the advantages and disadvantages of each.2 – Determine when you want to lockWhen you lock in a rate, it denotes that the mortgage lender holds to the mortgage interest rates for the loan – commonly at the time the loan application is sent in. By floating the rate, you can lock the rate anytime between application and at the time of closing. Those who decide to float conclude the interest rates will decline in the near future. Click here to see the outlook for the next 90 days of interest rates.3 – Decide if you want to pay additional points to reduce your rateNormally you can opt to pay additional points to lower the rate of your mortgage loan. Each point is 1 percent of the loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you decide if buying points is right for you.4 – Bring your paperworkAcquiring a mortgage loan requires a lot of paperwork, so you should take some time to get your documents together. Click here to preview normal questions you'll have to answer on a loan app. |
25 Addy Court
Columbia, SC 29203
Meadowlake
Residential
Charming all-brick home, freshly renovated and nestled in the Meadowlake neighborhood. Convenient to transit-on interstates, downtown Columbia, and...
3516 Anwood Drive
Columbia, SC 29209
Pine Lakes
Residential
Cute as a Button! All brick one story home! Loads of updates! Fresh paint and brand new laminate flooring throughout. All new interior doors and ne...
107 Fifeshire Drive
Columbia, SC 29212
Coldstream
Residential
Welcome to 107 Fifeshire Dr, Columbiaa symbol of modern luxury and sophisticated design in the city's most prestigious school district. This 4 bedr...
3217 Amherst Avenue
Columbia, SC 29205
Shandon
Residential
Welcome to 3217 Amherst Avenue, a stunning blend of historic charm and modern luxury in the heart of Columbia, SC. This meticulously renovated home...
10 N Donar Court
Columbia, SC 29229-6512
Forest Green
Residential
Heres the one that checks ALL of the boxes & is more affordable than you ever thought possible. SO many updates too: new stainless steel kitchen ap...
812 Chester Street
Columbia, SC 29201
Elmwood Park
Residential
Fantastic home in Columbia's historic district with off street parking. Large foyer boast a hidden wet bar. Brand new carpets installed Feb 2024 in...
147 Ashewood Lake Drive
Columbia, SC 29209
Ashewood Lake
Residential
Newly listed 4 bed 2.5 bath home located in the Ashewood Lakes subdivison in SE Columbia. This home is located minutes away from downtown Columbia,...
1077 Lake Village Drive
Columbia, SC 29229
Villages At Lakeshore
Residential
Welcome to 1077 Lake Village Dr, a delightful 3-bedroom, 2-bathroom ranch-style home offering easy single-story living. The inviting layout boasts ...
5 Alelia Court
Columbia, SC 29229-9581
Palmetto Place
Residential
Unwind on your outdoor deck boasting stunning lake vistas! This charming brick-front residence presents an inviting open kitchen with an island flo...
12 Clearidge Court
Columbia, SC 29229
Winslow
Residential
Beautiful one story, three-bedroom, two full bathroom home. Side-entry two car garage, with a side screened porch, with well-manicured backyard. Th...
324 Fishpond Rd
Columbia, SC 29016-7659
Cobblestone Park
Residential
Welcome to your dream home in the beautiful gated golf community of Cobblestone Park! Don't wait for construction - seize the opportunity to own th...
1007 Hancock Street
Columbia, SC 29205
Rosewood
Residential
Offering a great Rosewood cutie! Updated and cared for! Heating and Air replaced 2018, along with the roof. Front porch roof is new. You will enjoy...
621 Laurel Street
Columbia, SC 29201-2335
The Battery At Arsenal Hill
Residential
Looking for Downtown living, look now further. Check out this three level townhouse located walking distance away from USC and other local downtown...
424 Delahays Road
Columbia, SC 29209
Bowden Village
Residential
MOVE IN READY!!! The Aisle plan is two story home that features 4 bedrooms, 2.5 bathrooms. This beauty will have Stainless Steel Kitchen Appliances...
420 Delahays Road
Columbia, SC 29209
Bowden Village
Residential
MOVE IN READY!! This beautiful NEW home is available and has 5 bedrooms 3 full bathrooms w/ a Loft and is a MUST SEE. It has a downstairs bedroom a...
9 Ravenwing Court
Columbia, SC 29209
Kings Grant
Residential
Located near the end of a cul-de-sac, this 4 bedroom home in Kings Grant has been transformed in the last year and has several sought-after feature...
140 Lionsgate Drive
Columbia, SC 29223
Lionsgate
Residential
Welcome to 140 Lionsgate! This newly 2 bed 2.5 bath two story condo has plenty to offer! The main level of the condo is spacious with plenty of nat...
404 Delahays Road
Columbia, SC 29209
Bowden Village
Residential
UNDER CONSTRUCTION can CLOSE in March. The Harrison is a 2 story home, with 3 spacious bedrooms all on the 2nd floor. This home has two full baths ...
228 Lancewood Road
Columbia, SC 29210
Arrowwood
Residential
Rare find! Large all brick ranch on .71 ac lot with a partially finished basement! This home has all the features you'd expect in a mid-century ran...
115 Shady Mist Drive
Columbia, SC 29229
The Summit - Autumn Hill
Residential
This beautiful home just hit the market in the highly desirable community of The Summit in Northeast Columbia! This turnkey home gives you 4 bedroo...
21 Governors Hill
Columbia, SC 29201
Governors Hill
Residential
Beautiful Charleston style home located in the downtown community of Governor's Hill. Enjoy the early mornings and evenings on the covered porches ...